Consumer and commercial banking products and services are offered through CIBC Bank USA. Member FDIC and Equal Housing Lender. All loans are subject to credit approval. Trust services and investment products are offered by CIBC Private Wealth Management. CIBC Private Wealth Management includes CIBC National Trust Company, CIBC Delaware Trust Company and CIBC Private Wealth Advisors, Inc. (a registered investment adviser) all of which are wholly owned subsidiaries of CIBC Private Wealth Group, LLC — and the private banking division of CIBC Bank USA. Trust services and investment products are not FDIC insured, not deposits or obligations of, or guaranteed by, CIBC Bank USA or CIBC National Trust Company, and are subject to investment risk, including loss of principal.
Commercial real estate products and services offered by CIBC Bank USA and CIBC Inc.
CIBC Capital Markets is a trademark brand name under which CIBC and some of its subsidiaries, including CIBC World Markets Inc., CIBC World Markets Corp. and CIBC Bank USA, provide different products and services. Capital Markets products are not FDIC insured; not deposits or obligations of, or guaranteed by, CIBC Bank USA; and are subject to investment risk, including loss of principal.
This website is not intended for use by residents of the European Union (EU).
The CIBC Logo is a registered trademark of CIBC, used under license.
©2026 CIBC Bank USA.
Relationship Manager
Joe Wittels is a relationship manager at CIBC Private Wealth, with over 15 years of industry experience. As a relationship manager, Joe is responsible for working with high net worth individuals, families and their respective advisors to develop comprehensive investment strategies and financial plans of various complexity designed to help clients meet their financial goals across different risk profiles. Prior to joining the firm, Joe served as a senior portfolio manager and head of asset allocation and market strategy at Bank of the West, where he worked with high net worth families and institutions in addition to managing firmwide model investment portfolios. Previously, he served as an investment product specialist at JP Morgan. Joe earned his Bachelor of Science in Business Administration degree in economics from the University of Denver, and holds the Chartered Financial Analyst (CFA)® designation. He is a member of the CFA society of Colorado.
CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.
