Investments

The Role of Fixed Income in a Diversified Portfolio

Randy Joseph
July 30, 2019

As humans, our vast collection of behavioral biases and emotions often causes us to make decisions that aren’t in our best interest. When left to our own devices, we often make investment decisions that work against us, not for us.
Investments

International Update: Nonlinear Second Quarter

Dan Delany
July 29, 2019

After a strong and relatively linear performance in the first quarter 2019, global stock markets finished the second quarter, once again, higher. That said, performance in the quarter was anything but linear.
Investments

Understanding the Impact of Volatility on Equity Investments

Randy Joseph
July 16, 2019

If you’re a long-term investor—that is, your investment horizon is ten years or longer—equities are likely to play a meaningful role in helping you achieve your financial goals. To prepare, it’s important to understand what volatility is, the difference between short-term and long-term volatility, and whether it’s a risk that should concern you.
Wealth Strategies

Moving Forward After a Loss

Cathy Schnaubelt
July 11, 2019

No one wants to think about loss, least of all the financial complexities that come with it. Fortunately, with the proper preparation and resources, navigating the future can be less stressful, especially knowing that you don’t have to go it alone.
Investments

Three Ways Diversification Can Reduce Portfolio Risk

Randy Joseph
July 09, 2019

When it comes to investing your money, nothing is certain. Diversification helps you account for those uncertainties and may increase your chances of higher returns.
Wealth Strategies

How to Navigate Loss

Cathy Schnaubelt
June 26, 2019

Losing a loved one through death, incapacity or divorce is an emotionally challenging experience for everyone in the family. However, with a few key financial considerations addressed before these events occur, the process can be made less stressful for those involved.
Wealth Strategies

Preparing Yourself Financially for Loss

Cathy Schnaubelt
June 20, 2019

It is difficult to consider the possibility that you may someday be separated from your partner because of death, incapacity or divorce. However, preparing for loss now can bring you peace of mind and help ensure that you’re able to make sound financial decisions, no matter your circumstances.
Investments

FOMC Leaves Rates Unchanged, but Sends a Dovish Signal to Markets

Gary Pzegeo, CFA
June 19, 2019

Market anticipation for easier Fed policy has been building since April to the point where futures for short term interest rates implied two interest rate cuts by the end of this year.
Wealth Strategies

4 Considerations When Evaluating Life Insurance

Becky Milliman
June 18, 2019

A life insurance program, when structured and monitored properly, can play an integral role in your estate plan. A few key considerations can help you determine the best program for you and your family.
Wealth Strategies

How to Divide Retirement Plan Assets in a Divorce

Beth McRae Mayfield
June 13, 2019

Retirement plans can be of significant value and often come with important tax implications. If you’re going through a divorce, it’s critical to understand how they are divided so that your interests are protected.
Firm News

CIBC Brings Together Private Wealth and Commercial Banking Teams in New Office Space in West Palm Beach and Tampa, Florida

Jack Markwalter
June 11, 2019

CIBC Private Wealth expands in Florida.
Wealth Strategies

3 Strategies for Minimizing Estate Taxes

Becky Milliman
June 11, 2019

Depending on your financial circumstances, the estate tax and generation-skipping transfer tax have the potential to significantly reduce your estate. Fortunately, there are a few strategies you can pursue to avoid paying more taxes than necessary.
Wealth Strategies

Insurance Issues to Consider in a Divorce

Beth McRae Mayfield
June 06, 2019

Like any issue that comes up during divorce, determining how to handle changes in insurance may not always be as straightforward as they seem. It’s important to be aware of all existing policies going into the divorce, as well as any new policies you may need as a result of the settlement. To learn more, read our recent blog post, Insurance Issues to Consider in a Divorce.
Wealth Strategies

3 Key Questions to Ask as You Develop Your Estate Plan

Becky Milliman
June 04, 2019

Deciding how you want your wealth distributed upon your death can be a daunting task. If you’re unsure where to start, answering some basic questions about how you want your future wealth plan to look like can help facilitate the planning process
Wealth Strategies

Social Security Considerations After Divorce

Beth McRae Mayfield
May 30, 2019

You don’t necessarily lose your Social Security spousal benefits after a divorce. Here are three considerations to keep in mind to help you receive the highest benefit for which you’re eligible.