Anyone experiencing sudden wealth should follow a few basic guidelines to avoid making impulse or emotionally-driven decisions that can quickly backfire.
9 Ways To Gift Your Assets To Charity
Cathy Schnaubelt February 21, 2019
Regardless of your motivations, if you’re considering incorporating charitable giving into your financial plan, it’s important to understand the various ways you can give to maximize impact while reaping the applicable benefits.
Case Study: Helping A Company—And Its Executives—Through Transition
Dan Sullivan February 19, 2019
When a client comes to us for guidance on these issues, we take an all-hands-on-deck approach by bringing in experts from our banking and private wealth management teams to evaluate the situation from all angles.
CIBC Private Wealth Management Wins Private Asset Management’s Award for Best Investment Platform
Eric Propper, CFA February 14, 2019
On February 7, CIBC Private Wealth Management received its seventh investment-related Private Asset Management Award. We are extremely proud of this accomplishment and the recognition we’ve received from PAM since it launched its award program in 2011.
What To Do After You’ve Purchased A Life Insurance Policy
Cathy Schnaubelt February 14, 2019
Many factors go into purchasing a life insurance policy that suits your needs. And, like any part of your overall financial plan, your insurance program doesn’t end once you’ve decided on a policy and purchased it.
Estate Planning: Relevant And Relatable
Judy Saxe, AEP®, CAP® February 12, 2019
Estate planning is not just for the ultra-wealthy. Anyone, regardless of financial circumstances or family dynamics, can benefit from the process.
Choosing A Life Insurance Policy To Meet Your Needs
Cathy Schnaubelt February 07, 2019
Before researching or purchasing a policy for yourself, it’s important to know what you want to accomplish with it—in other words, your near- and long-term goals.
Corporate Floating Rate Notes
Dan Skolochenko February 05, 2019
Corporate floating rate notes have received a lot of attention lately given that they tend to perform well in a rising rate environment. If you’re curious if floating rate notes are right for you, read on to understand their advantages, limitations, and who can benefit from investing in them.
4 Reasons You Should Consider Life Insurance As A Planning Tool
Cathy Schnaubelt January 31, 2019
If you’re unfamiliar with the various ways life insurance can be used as a financial planning tool, the following four scenarios may help you decide whether you and those important to you can benefit from holding a policy.
FOMC Maintains Short-Term Rates, Reiterates Patient and Flexible Approach
Gary Pzegeo, CFA January 30, 2019
The Federal Reserve left the target range for federal funds at 2.25% to 2.50%, as expected by markets. Implied probability of any change prior to today’s meeting has been close to 0% since the last FOMC meeting on December 19.
5 Considerations When Investing in a 401(k) Plan
Cathy Schnaubelt January 24, 2019
When you’re a young adult searching for or working in your first full-time job, retirement is likely a distant thought. However, creating good habits early can significantly affect how and when you are able to retire.
When Opportunity Knocks
Matt Roma, CFA January 22, 2019
Active management has been out of favor for most of the last decade, but several indicators suggest that this management style is returning to favor. Read on to learn why active managers tend to perform best in volatile and bear markets.
How Much You Should Be Saving For Retirement
Cathy Schnaubelt January 17, 2019
If you’re unsure what this means when it comes to setting your savings goals now, the following rules of thumb can help you come up with a monthly savings target—and implementation plan—to increase your chances of achieving the retirement you envision.
Midterm Election 2018: Policy And Market Implications
Bill Norris January 15, 2019
Markets dislike uncertainty, and the recent midterm elections were no exception.
3 Reasons To Start Saving For Retirement Now
Cathy Schnaubelt January 10, 2019
There are many reasons to start saving for retirement sooner rather than later. Fortunately, if you feel you’ve fallen behind on your savings, it’s not too late.