The Tax Cuts and Jobs Act of 2017 initiated a
new developmental program—known as Qualified
Opportunity Zones—designed to encourage
investments in economically-distressed communities.
Preparing for Divorce? First, Get Organized
Cathy Schnaubelt April 11, 2019
Because of the many moving parts involved with divorce, the time you spend getting your financial affairs in order ahead of time is time well spent. Developing a sound organizational system helps set you up for success and often reduces the anxiety that accompanies the divorce process. If you’re considering or planning to get a divorce, here are three steps to help you prepare.
Investing in Europe
Matt Scherer, CFA April 09, 2019
Europe is one of the largest economic regions in the world and - despite a multitude of negative news headlines - remains a market with promising companies showing strong signs of growth.
6 Reasons Why You Should Have an Estate Plan
Cathy Schnaubelt April 04, 2019
While you may think that only the ultra-wealthy need an estate plan, anyone—regardless of age, marital status or net worth—can benefit from having a plan in place if the unexpected happens. Here are six reasons why you should have an estate plan at any stage of life.
Clean Energy: The Next Investment Frontier
Jerimiah Booream, CFA April 02, 2019
Clean energy is a large and growing market driven by increasingly attractive economics and broad-based demand. As modern electricity generation shifts from coal and nuclear power to renewables and natural gas, we are excited about the many new investment opportunities these changes should create in the years ahead. Find out why in our recent blog post, “Clean Energy: The Next Investment Frontier.”
What Has Changed at the Fed?
Gary Pzegeo, CFA March 28, 2019
What's behind the Fed's recent change in outlook, and what does it mean for the market?
The Pros and Cons of Credit Cards
Cathy Schnaubelt March 27, 2019
Credit cards can be a great addition to your day-to-day financial plan. However, when used irresponsibly, credit cards can quickly erode your credit and financial health. Before opening multiple cards, consider the pros and cons.
FOMC Maintains Short Rates, Confirms A Dovish Policy Shift
Gary Pzegeo, CFA March 21, 2019
Short term interest rate markets have placed very low odds on a move at today’s meeting of the Federal Reserve since disruption took hold of broader financial markets in the middle of December 2018.
Helpful Considerations For Giving Gifts And Funding Expenses
Cathy Schnaubelt March 21, 2019
Gifting assets or paying for a loved one’s educational or medical expenses can be a fulfilling and tax-efficient way to transfer wealth during your lifetime. Check out our latest blog post to find out how you might be able to do so without triggering a large tax bill.
4 Reasons Businesses Should Consider Refinancing
Patrick Putman March 18, 2019
CIBC Commercial Banking works with businesses to identify ways to reduce borrowing costs and grow more efficiently. Here are four reasons you should consider refinancing your business loan or line of credit, even in a rising rate environment.
Three Challenges That Can Disrupt Your Strategic Giving Plan (And How to Handle Them)
Cathy Schnaubelt March 08, 2019
Like other parts of your financial plan, your strategic giving plan isn’t complete once it’s been implemented. To be effective, you’ll need to continually monitor progress and make adjustments when necessary.
Treasury Inflation-Protected Securities (TIPS)
Dan Skolochenko March 05, 2019
TIPS can provide inflation protection in a rising-price environment, but do they make sense for everyone? Read on to learn how TIPS help investors maintain purchasing power as inflation rises, yet present unique tax challenges that investors should consider before purchasing.
Six Financial Issues To Discuss Before Getting Married
Cathy Schnaubelt February 28, 2019
If you’re considering marriage, it’s important to discuss where you and your partner stand on the following financial issues before making it official.
What Is Driving the Change In Investor Sentiment?
Bill Norris February 27, 2019
The rebound in risk assets since the end of December has investors wondering if the recovery in markets has moved too quickly and scratching their heads to figure out what has changed.
Behavioral Finance: It’s All In Your Mind
Scott Burg, CFA, CAIA February 26, 2019
Have you ever felt like you are your own worst enemy when it comes to investing? If so, you’re not alone. In fact, it’s a foundational truth of behavioral finance, the psychological study of financial decision-making. When it comes to investing, humans routinely make mistakes due to mental shortcuts and emotional biases.
To better understand the role of emotions in investing, we talked with...