The Role of Fixed Income in a Diversified Portfolio
Randy Joseph July 30, 2019
As humans, our vast collection of behavioral biases and emotions often causes us to make decisions that aren’t in our best interest. When left to our own devices, we often make investment decisions that work against us, not for us.
International Update: Nonlinear Second Quarter
Dan Delany July 29, 2019
After a strong and relatively linear performance in the first quarter 2019, global stock markets finished the second quarter, once again, higher. That said, performance in the quarter was anything but linear.
Understanding the Impact of Volatility on Equity Investments
Randy Joseph July 16, 2019
If you’re a long-term investor—that is, your investment horizon is ten years or longer—equities are likely to play a meaningful role in helping you achieve your financial goals. To prepare, it’s important to understand what volatility is, the difference between short-term and long-term volatility, and whether it’s a risk that should concern you.
Moving Forward After a Loss
Cathy Schnaubelt July 11, 2019
No one wants to think about loss, least of all the financial complexities that come with it. Fortunately, with the proper preparation and resources, navigating the future can be less stressful, especially knowing that you don’t have to go it alone.
Three Ways Diversification Can Reduce Portfolio Risk
Randy Joseph July 09, 2019
When it comes to investing your money, nothing is certain. Diversification helps you account for those uncertainties and may increase your chances of higher returns.
How to Navigate Loss
Cathy Schnaubelt June 26, 2019
Losing a loved one through death, incapacity or divorce is an emotionally challenging experience for everyone in the family. However, with a few key financial considerations addressed before these events occur, the process can be made less stressful for those involved.
Preparing Yourself Financially for Loss
Cathy Schnaubelt June 20, 2019
It is difficult to consider the possibility that you may someday be separated from your partner because of death, incapacity or divorce. However, preparing for loss now can bring you peace of mind and help ensure that you’re able to make sound financial decisions, no matter your circumstances.
FOMC Leaves Rates Unchanged, but Sends a Dovish Signal to Markets
Gary Pzegeo, CFA June 19, 2019
Market anticipation for easier Fed policy has been building since April to the point where futures for short term interest rates implied two interest rate cuts by the end of this year.
4 Considerations When Evaluating Life Insurance
Becky Milliman June 18, 2019
A life insurance program, when structured and monitored properly, can play an integral role in your estate plan. A few key considerations can help you determine the best program for you and your family.
How to Divide Retirement Plan Assets in a Divorce
Beth McRae Mayfield June 13, 2019
Retirement plans can be of significant value and often come with important tax implications. If you’re going through a divorce, it’s critical to understand how they are divided so that your interests are protected.
CIBC Brings Together Private Wealth and Commercial Banking Teams in New Office Space in West Palm Beach and Tampa, Florida
Jack Markwalter June 11, 2019
CIBC Private Wealth expands in Florida.
3 Strategies for Minimizing Estate Taxes
Becky Milliman June 11, 2019
Depending on your financial circumstances, the estate tax and generation-skipping transfer tax have the potential to significantly reduce your estate. Fortunately, there are a few strategies you can pursue to avoid paying more taxes than necessary.
Insurance Issues to Consider in a Divorce
Beth McRae Mayfield June 06, 2019
Like any issue that comes up during divorce, determining how to handle changes in insurance may not always be as straightforward as they seem. It’s important to be aware of all existing policies going into the divorce, as well as any new policies you may need as a result of the settlement. To learn more, read our recent blog post, Insurance Issues to Consider in a Divorce.
3 Key Questions to Ask as You Develop Your Estate Plan
Becky Milliman June 04, 2019
Deciding how you want your wealth distributed upon your death can be a daunting task. If you’re unsure where to start, answering some basic questions about how you want your future wealth plan to look like can help facilitate the planning process
Social Security Considerations After Divorce
Beth McRae Mayfield May 30, 2019
You don’t necessarily lose your Social Security spousal benefits after a divorce. Here are three considerations to keep in mind to help you receive the highest benefit for which you’re eligible.