FOMC Maintains Short Rates, Confirms A Dovish Policy Shift
Gary Pzegeo, CFA March 21, 2019
Short term interest rate markets have placed very low odds on a move at today’s meeting of the Federal Reserve since disruption took hold of broader financial markets in the middle of December 2018.
Helpful Considerations For Giving Gifts And Funding Expenses
Cathy Schnaubelt March 21, 2019
Gifting assets or paying for a loved one’s educational or medical expenses can be a fulfilling and tax-efficient way to transfer wealth during your lifetime. Check out our latest blog post to find out how you might be able to do so without triggering a large tax bill.
4 Reasons Businesses Should Consider Refinancing
Patrick Putman March 18, 2019
CIBC Commercial Banking works with businesses to identify ways to reduce borrowing costs and grow more efficiently. Here are four reasons you should consider refinancing your business loan or line of credit, even in a rising rate environment.
Three Challenges That Can Disrupt Your Strategic Giving Plan (And How to Handle Them)
Cathy Schnaubelt March 08, 2019
Like other parts of your financial plan, your strategic giving plan isn’t complete once it’s been implemented. To be effective, you’ll need to continually monitor progress and make adjustments when necessary.
Treasury Inflation-Protected Securities (TIPS)
Dan Skolochenko March 05, 2019
TIPS can provide inflation protection in a rising-price environment, but do they make sense for everyone? Read on to learn how TIPS help investors maintain purchasing power as inflation rises, yet present unique tax challenges that investors should consider before purchasing.
Six Financial Issues To Discuss Before Getting Married
Cathy Schnaubelt February 28, 2019
If you’re considering marriage, it’s important to discuss where you and your partner stand on the following financial issues before making it official.
What Is Driving the Change In Investor Sentiment?
Bill Norris February 27, 2019
The rebound in risk assets since the end of December has investors wondering if the recovery in markets has moved too quickly and scratching their heads to figure out what has changed.
Behavioral Finance: It’s All In Your Mind
Scott Burg, CFA, CAIA February 26, 2019
Have you ever felt like you are your own worst enemy when it comes to investing? If so, you’re not alone. In fact, it’s a foundational truth of behavioral finance, the psychological study of financial decision-making. When it comes to investing, humans routinely make mistakes due to mental shortcuts and emotional biases.
To better understand the role of emotions in investing, we talked with...
Managing Sudden Wealth
Barry Berlin, CFA February 22, 2019
Anyone experiencing sudden wealth should follow a few basic guidelines to avoid making impulse or emotionally-driven decisions that can quickly backfire.
9 Ways To Gift Your Assets To Charity
Cathy Schnaubelt February 21, 2019
Regardless of your motivations, if you’re considering incorporating charitable giving into your financial plan, it’s important to understand the various ways you can give to maximize impact while reaping the applicable benefits.
Case Study: Helping A Company—And Its Executives—Through Transition
Dan Sullivan February 19, 2019
When a client comes to us for guidance on these issues, we take an all-hands-on-deck approach by bringing in experts from our banking and private wealth management teams to evaluate the situation from all angles.
CIBC Private Wealth Management Wins Private Asset Management’s Award for Best Investment Platform
Eric Propper, CFA February 14, 2019
On February 7, CIBC Private Wealth Management received its seventh investment-related Private Asset Management Award. We are extremely proud of this accomplishment and the recognition we’ve received from PAM since it launched its award program in 2011.
What To Do After You’ve Purchased A Life Insurance Policy
Cathy Schnaubelt February 14, 2019
Many factors go into purchasing a life insurance policy that suits your needs. And, like any part of your overall financial plan, your insurance program doesn’t end once you’ve decided on a policy and purchased it.
Estate Planning: Relevant And Relatable
Judy Saxe, AEP®, CAP® February 12, 2019
Estate planning is not just for the ultra-wealthy. Anyone, regardless of financial circumstances or family dynamics, can benefit from the process.
Choosing A Life Insurance Policy To Meet Your Needs
Cathy Schnaubelt February 07, 2019
Before researching or purchasing a policy for yourself, it’s important to know what you want to accomplish with it—in other words, your near- and long-term goals.