Managing the Transition from Small Business Owner to Family Wealth Manager
Mark Cassell August 01, 2018
While business ownership can be an effective way to build wealth, the skills necessary for growing and sustaining a business are typically vastly different than the skills needed to manage and preserve the wealth that has been amassed.
Understanding the Financial Risks of Diminished Capacity
Cathy Schnaubelt July 26, 2018
According to the National Institute on Aging, Alzheimer’s is the most common cause of dementia in older adults. However, it is not the only cause of cognitive impairment, and about half of Americans are expected to develop dementia in their lifetime.
Sustaining Your Investment Strategy with a Marketable Secured Line of Credit
Dan Sullivan July 24, 2018
An effective wealth management strategy plans for your near- and long-term financial goals and aspirations while also providing for life events that are impossible to anticipate.
FERC Final Ruling - Incrementally Positive for MLPs
Paul McPheeters, CFA July 23, 2018
On July 19th, the Federal Energy Regulatory Commission (FERC) issued a final ruling as a follow-up to its announcement on March 15th that had caused significant weakness across the MLP sector. The final ruling was a positive development for the sector as we detail below.
Planning for the High Cost of Healthcare in Retirement
Cathy Schnaubelt July 19, 2018
According to the 2017 Retirement Health Care Costs Data Report released by HealthView Services, retiree healthcare expenses are expected to rise at an average annual rate of 5.5% for the foreseeable future
Social Security: Past, Present and Future
Cathy Schnaubelt July 12, 2018
Given that Social Security has served as the foundation of most American workers’ retirement income for decades, many current workers and young retirees are concerned about what the future of Social Security looks like and how it will impact their retirement plans.
Strategies for Maximizing Your Social Security Benefits
Cathy Schnaubelt July 05, 2018
While no single age or method is appropriate for everyone when it comes to claiming Social Security benefits, certain strategies can be employed to optimize your benefits, boosting your income in retirement and potentially reducing the risk of outliving your savings.
Trade Tension: The Portfolio Manager's Playbook
Matt Scherer, CFA June 30, 2018
The MSCI All Country World Index ex USA, which tracks both developed and emerging markets, was down 1.9% for the month of June and is now down 3.8% for the year to date. Global stock markets declined in June in large part related to investor fears about the increasing threat of trade wars. The planned implementation of tariffs announced by the U.S., the retaliatory measures...
CIBC Extends Brand Across U.S.
Jack Markwalter June 25, 2018
Today, we announce that CIBC Atlantic Trust Private Wealth Management has become CIBC Private Wealth Management. The same team our clients trust is backed by one of the strongest banks in North America with 150 years of providing exceptional client service.
The Ebb and Flow of Regulatory Focus on Technology Companies
Sid Nargundkar, CFA June 20, 2018
For investors with long-term time horizons, we believe that any multiple compression that emerges today for technology companies due to regulation will also eventually ebb, and the underlying company free cash flow streams will be properly valued over time.
FOMC Raises the Target Range by 0.25%
Gary Pzegeo, CFA June 14, 2018
Changes in today’s press release included the usual nuance, but there have also been a few mechanical changes to the delivery of policy and communication thereof.
Considerations for Claiming Social Security Benefits
Cathy Schnaubelt June 13, 2018
While counting on Social Security to cover all of your expenses in retirement may not be the best idea, it can be a meaningful component of your retirement plan when viewed as a supplement to personal savings and other sources of income.
Singapore: Proving the “Smart City”
Matt Scherer, CFA June 11, 2018
International stock prices and macroeconomic data continued to deteriorate last month, resulting in international markets underperforming U.S. equity markets. While underperformance of international markets is always a concern, it feels a little like déjà vu.
Consider a Secured Line of Credit to Pay Your Tax Bill
Dan Sullivan June 07, 2018
After several years of strong performance from an asset class, investors tend to experience portfolio drift as their other investments fail to keep pace. Over the last nine years, U.S. equities have outperformed most other asset classes. Many investors, now heavily concentrated in U.S. stocks, have begun to rebalance their portfolios back to their target allocations.
Bank Deposits: What’s the Best Place for Cash in 2018?
Dan Sullivan May 31, 2018
Even the most conservative portion of your portfolio can offer some possibilities for capital appreciation.