The MSCI All Country World Index ex USA, which tracks both developed and emerging markets, was down 1.9% for the month of June and is now down 3.8% for the year to date. Global stock markets declined in June in large part related to investor fears about the increasing threat of trade wars. The planned implementation of tariffs announced by the U.S., the retaliatory measures...
CIBC Extends Brand Across U.S.
Jack Markwalter June 25, 2018
Today, we announce that CIBC Atlantic Trust Private Wealth Management has become CIBC Private Wealth Management. The same team our clients trust is backed by one of the strongest banks in North America with 150 years of providing exceptional client service.
The Ebb and Flow of Regulatory Focus on Technology Companies
Sid Nargundkar, CFA June 20, 2018
For investors with long-term time horizons, we believe that any multiple compression that emerges today for technology companies due to regulation will also eventually ebb, and the underlying company free cash flow streams will be properly valued over time.
FOMC Raises the Target Range by 0.25%
Gary Pzegeo, CFA June 14, 2018
Changes in today’s press release included the usual nuance, but there have also been a few mechanical changes to the delivery of policy and communication thereof.
Considerations for Claiming Social Security Benefits
Cathy Schnaubelt June 13, 2018
While counting on Social Security to cover all of your expenses in retirement may not be the best idea, it can be a meaningful component of your retirement plan when viewed as a supplement to personal savings and other sources of income.
Singapore: Proving the “Smart City”
Matt Scherer, CFA June 11, 2018
International stock prices and macroeconomic data continued to deteriorate last month, resulting in international markets underperforming U.S. equity markets. While underperformance of international markets is always a concern, it feels a little like déjà vu.
Consider a Secured Line of Credit to Pay Your Tax Bill
Dan Sullivan June 07, 2018
After several years of strong performance from an asset class, investors tend to experience portfolio drift as their other investments fail to keep pace. Over the last nine years, U.S. equities have outperformed most other asset classes. Many investors, now heavily concentrated in U.S. stocks, have begun to rebalance their portfolios back to their target allocations.
Bank Deposits: What’s the Best Place for Cash in 2018?
Dan Sullivan May 31, 2018
Even the most conservative portion of your portfolio can offer some possibilities for capital appreciation.
New Ways to Help the Rising Generation: Give Them an Earful
Ryan Christine Coulson May 29, 2018
A recent study from LinkedIn indicates that 42% of millennials (those between the age of 18 and 34) listen to podcasts at least once a week, and according to 2016 research conducted by Edison Research, 21% of all those age 12 or older are monthly podcast listeners.
Mortgage Issues: Is It Still a Good Time to Refinance to a Lower Rate?
Dan Sullivan May 24, 2018
Interest rates have been inching up lately, and homeowners may be worried that they have missed the boat when it comes to refinancing.
Private Equity: Too Much Demand?
Kyle Leavitt May 22, 2018
This past year saw record levels of capital being raised by Private Equity (PE) funds. This was the result of more firms coming to market to raise funds and a seemingly universal increase in the size of each fund raised.
Inflation: Hello Again?
Dave Donabedian, CFA May 17, 2018
For investors who are too young to remember the hyperinflationary environment of the 1970s and 1980s, a period marked by rising inflation will likely feel uncomfortable.
Reducing Your Future Tax Burden with a Roth IRA Conversion
Cathy Schnaubelt May 14, 2018
A strategic retirement savings approach can potentially lower your tax burden over the course of your lifetime and reduce eventual estate taxes.
Moving to Plan B—Or C, D, or E
Linda Beerman May 10, 2018
Because the future tax environment is unpredictable, clients should work with their estate planning advisors to build the appropriate flexibility into their trust and estate planning documents.
Choosing the Best IRA to Maximize Your Retirement Savings
Cathy Schnaubelt May 09, 2018
The type of IRA you choose can have a significant impact on your long-term retirement savings and future financial goals, which is why understanding the differences between IRA options is critical.