CIBC Private Wealth Blog
Gather Near for Women's CIRCLE and Family Traditions That Flourish
November 13, 2015
Atlanta felt the warmth of the holiday spirit earlier this week as our professionals hosted the latest Women’s CIRCLE event at the Jonathan Adler Showroom. Taking note of the rapidly approaching holiday season, our gathering—held on November 9—was designed to give attendees new ideas and inspiration for creating meaningful family traditions and experiences. The luncheon...
Year-End Tax Planning Checklist: What You Should Know
Ryan Christine Coulson
November 11, 2015
Year-end tax planning should be a part of everyone’s annual financial routine, especially in light of the new rules and regulations governing various tax and estate planning strategies. With the new year fast approaching, our Wealth Strategies Group has provided the following checklist that may serve as a starting point for your year-end tax planning: ...
The Strengths and Tradeoffs of Savings Accounts
John Switchenko, CTFA
November 10, 2015
According to a study published earlier this year by eBay Deals, roughly 85% of millennials are putting at least some of their income into savings accounts. Although the study reported that millennials are saving more than their parents and grandparents, savings only addresses one portion of an individual’s bigger wealth picture. Still, it’s important to understand the...
Serving Up Entrepreneurial Empowerment in Boston
November 06, 2015
On Tuesday, October 27, Atlantic Trust hosted a Women’s CIRCLE luncheon centered on entrepreneurship at TAJ Boston, overlooking the Boston Public Garden. The luncheon featured guest speakers Joanne Chang, owner of renowned Boston bakery Flour, and Erika Ebbel Angle, CEO and co-founder of biotechnology startup Ixcela. True to the event’s theme, “The Spirit of...
Your Wealth and Your Taxes
November 05, 2015
When the American Taxpayer Relief Act of 2012 (ATRA) was passed on January 1, 2013,people took note of the good and the not-so-good. Details of the first permanent set of estate, gift and generation-skipping transfer (GST) tax provisions in 12 years came with the obstacle of a 3.8% Medicare surtax for those with an adjusted gross income of $250,000 and above. The combination of the surtax with...
Credit Cards: What to Know About Managing Debt and Expenses
Duncan Edwards, CFP®
November 03, 2015
Credit cards are sometimes viewed as a way to have your cake and eat it, too. Instant gratification comes when you see an item that you want and are able to purchase it without having to relinquish the funds right away. That manner of thinking makes using credit cards almost an absentminded occurrence, which can be very dangerous. The truth is that the use of credit cards can be quite...
Atlantic Trust Sponsors ACTEC Fall 2015 Meeting
November 03, 2015
Atlantic Trust proudly sponsored the President’s Welcome Dinner at the American College of Trust and Estate Counsel (ACTEC)’s recently concluded Fall 2015 meeting in Monterey, California. ACTEC President Bruce Stone and his wife, Anita, hosted, and I was joined by my colleagues Wanda Colburn, Ryan Christine Coulson, Judith Saxe and Richard Vandenberg. ...
Atlantic Trust Lends a Helping Hand in Houston
October 30, 2015
Atlantic Trust has a rich heritage of community involvement and takes great pride in reaching into the neighborhoods where we live and work to serve. Being a part of the volunteer family at the Ronald McDonald House Charities (RMHC) enriches our outreach by offering a helping hand to this well-deserving organization. Our Houston office has nurtured an ongoing...
Medicare Enrollment: Two Reasons to Reassess Your Plan Each Year
October 28, 2015
Once again, Medicare Open Enrollment season is upon us. And, even if you are not yet eligible for Medicare, it’s important to pay attention, because chances are, someone you care about is. They may need your help in managing this process. With increased advertising for Part C Medicare Advantage Plans, Part D Prescription Drug Plans and Medicare Supplemental Plans, the...
A Global View: Understanding the Significance of China's Slowdown
Gary Pzegeo, CFA
October 21, 2015
Until recently, China was a country that defined the word “growth”: Its economic expansion during the last three decades was about 10% a year, while the majority of its population saw double-digit wage growth for the past decade—including the minimum wage, which doubled in many cities in less than five years, according to data cited by Bloomberg Business, Matthews Asia and The New York...
Philanthropy and Family Values
October 15, 2015
Family values: There is almost nothing more important to share across the generations. But, increasingly, busy families are finding that setting aside even a little time for that valuable kind of communication and connection is becoming more challenging across the generations. For example, younger family members are facing mounting pressures with school work,...
10 Financial Milestones You Should Start Preparing For In Your 20s
Mary Beth Storjohann
October 14, 2015
Being in your 20s and 30s means experiencing many life milestones—and watching your peers go through the same. With all the exciting, new and different things happening to you and your friends, it’s easy to get swept up and not consider the financial impacts of setting and achieving major goals. To prepare yourself and your budget, think about these top 10 financial goals for Gen Y and what...
Strategic Philanthropy: A Higher Quality of Giving
John Tennaro, CIMA®, CSRIC™
October 07, 2015
Philanthropy is a big melting pot with a wide diversity of resources, personalities, passions, causes and influences. And, philanthropic giving is on the rise in the U.S.: total giving in the U.S. now represents approximately 2% of gross domestic product and accounted for a staggering $358.38 billion— up 5.4% in inflation-adjusted dollars from 2013 according to the Giving USA...
Lifetime Gift Planning: A New Way to Think About Wealth Transfer
September 30, 2015
Most people recognize that an estate plan is about providing for those they love and doing so in a positive and empowering way. “I want to take care of the generations following me,” for instance, is a common sentiment. But if your estate plan was created, say, a decade ago, your plan might have called for using the estate exclusion amount as quickly as possible while also seeking to...
How to Gain Confidence in Investing—in Any Market
September 17, 2015
The stock market has been frighteningly volatile in recent weeks. On August 24, the Dow fell 1000 points, and it has experienced 400-point swings in the days since then. Some call these “all or nothing” days, with volatility at levels not seen since 2009. Fears of an economic slowdown in China and that the Fed may finally be raising rates hit the market hard. This kind...
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