CIBC Private Wealth Management Blog
Dianne Savastano
Wealth Strategies

Managing the Stages of Cognitive Decline

Dianne Savastano
August 14, 2019

First, a bit of background… During a visit to his parents’ home over the holidays, our client Jack noticed that his dad, Bill, seemed a bit more forgetful than previously. Jack observed a slight change in personality and a significant withdrawal from all the family events that his father would normally embrace. Jack wondered if his dad’s medications were being taken appropriately as he...
Wealth Strategies

Four Common Medicare Questions Answered

Dianne Savastano
April 26, 2018

Download PDF   Whether you've been enrolled in Medicare previously, or are about to participate for the first time, we know, it can be confusing! With that in mind, today's blog tackles four common questions related to this valuable, but often complicated, benefit. Question #1: I've heard that Medicare will be issuing new ID cards. Why is this happening and what is involved? ...
Wealth Strategies

Medicare Open Enrollment: What You Need to Know and Do

Dianne M. Savastano
October 30, 2017

Download PDF   Welcome to October and the beginning of Medicare Open Enrollment Season. It began on October 15 and extends through December 7. For Medicare recipients, it's that exciting time of year when you must review previous choices, assess your options, and make changes as needed. OK, so maybe it's not all that exciting. But it is a time when you need to perform a necessary...
Wealth Strategies

Repeal the ACA? Let's First Make Sure We Understand the Impact

Dianne M. Savastano
February 23, 2017

Changes to the Affordable Care Act now under consideration may very well have a significant impact on our current Medicare system and, as a result, on the coverage provided. I'll explain what this may mean to you in a minute, but first, let's talk about how Medicare began and has evolved over the past 50+ years.   A brief history of Medicare Medicare was signed into law...
Wealth Strategies

How Will the Election Impact Healthcare Coverage?

Dianne M. Savastano
November 30, 2016

  The result of this month’s presidential election has caused concern about how healthcare will change. And while the specifics are still being worked out, changes in our healthcare system are sure to come. Understandably, many people are wondering how the objectives of the new administration will affect health coverage for themselves and their loved ones.     With...
Wealth Strategies

Medicare Open Enrollment, Part II: Evaluating Your Options

Dianne M. Savastano
October 31, 2016

  Medicare Open Enrollment 2017 began earlier this month —on October 15. It continues through December 7, with any new choices you make becoming effective on January 1, 2017.     In last week’s blog , we reviewed some of the basic differences between the many different products that insurance companies offer to those who are in the process of enrolling in...