Kathleen M. Kalugar

Associate Managing Director

Kathy Kalugar is a private banker representing CIBC Private Wealth Management in southeastern Michigan. With more than 20 years of banking experience, including proficiencies in retail, residential mortgage and private banking, she works with high net worth individuals and families on a wide range of banking matters, including complex credit and cash solutions, while focused on financial planning and best practices to preserve, manage, and transfer wealth for current and future generations.

Prior to joining the firm, Kathy was a private banker with Chemical Bank and previously worked with The Private Bank Mortgage Company and Michigan National Bank in various roles.

As part of CIBC Private Wealth Management’s community outreach, she is involved with Junior Achievement where she teaches financial literacy to inner city students.

A mother of four, Kathy enjoys spending time gardening, refinishing furniture and spending time with her family, friends and beloved dog.