Consumer and commercial banking products and services are offered through CIBC Bank USA. Member FDIC and Equal Housing Lender. All loans are subject to credit approval. Trust services and investment products are offered by CIBC Private Wealth Management. CIBC Private Wealth Management includes CIBC National Trust Company, CIBC Delaware Trust Company and CIBC Private Wealth Advisors, Inc. (a registered investment adviser) all of which are wholly owned subsidiaries of CIBC Private Wealth Group, LLC — and the private banking division of CIBC Bank USA. Trust services and investment products are not FDIC insured, not deposits or obligations of, or guaranteed by, CIBC Bank USA or CIBC National Trust Company, and are subject to investment risk, including loss of principal.
Commercial real estate products and services offered by CIBC Bank USA and CIBC Inc.
CIBC Capital Markets is a trademark brand name under which CIBC and some of its subsidiaries, including CIBC World Markets Inc., CIBC World Markets Corp. and CIBC Bank USA, provide different products and services. Capital Markets products are not FDIC insured; not deposits or obligations of, or guaranteed by, CIBC Bank USA; and are subject to investment risk, including loss of principal.
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Download the CIBC Private Wealth Management Privacy Notice (PDF, 105 KB), opens in a new window
| WHAT DOES CIBC PRIVATE WEALTH MANAGEMENT (“CIBC PWM”) DO WITH YOUR PERSONAL INFORMATION? | |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CIBC PWM chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does CIBC PWM share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes – to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
Yes | No |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | No | We don’t share |
| To limit our sharing | Call toll-free US & Canada: 877-448-6500, opens your phone app Outside US/Canada: 212-408-9740, outside US and Canada, opens your phone appEmail: [email protected], opens your email app Note: If you’re a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you’re no longer our customer, we continue to share your information as described in this notice.However, you can contact us at any time to limit our sharing. |
| Questions? | Please contact your CIBC Private Wealth Management relationship manager, or visit or go to private-wealth.us.cibc.com |
| Who are we | |
|---|---|
| Who is providing this notice? | CIBC PWM refers to the wholly owned subsidiaries of CIBC Private Wealth Group, LLC: CIBC National Trust Company, CIBC Delaware Trust Company, and CIBC Private Wealth Advisors, Inc., providing wealth management services. |
| What we do | |
|---|---|
| How does CIBC PWM protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does CIBC PWM collect my personal information? | We collect your personal information, for example, when you:
We also collect your personal information from others, such as affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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| Other important information |
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| For California, Connecticut and Vermont residents: We will limit sharing among our affiliates to the extent required by your state’s laws, unless you authorize us to make those disclosures. |
