Wealth Strategies

Estate Planning: Relevant And Relatable

Judy Saxe, AEP®, CAP®
February 12, 2019

Estate planning is not just for the ultra-wealthy. Anyone, regardless of financial circumstances or family dynamics, can benefit from the process.
Wealth Strategies

Choosing A Life Insurance Policy To Meet Your Needs

Cathy Schnaubelt
February 07, 2019

Before researching or purchasing a policy for yourself, it’s important to know what you want to accomplish with it—in other words, your near- and long-term goals.
Investments

Corporate Floating Rate Notes

Dan Skolochenko
February 05, 2019

Corporate floating rate notes have received a lot of attention lately given that they tend to perform well in a rising rate environment. If you’re curious if floating rate notes are right for you, read on to understand their advantages, limitations, and who can benefit from investing in them.
Wealth Strategies

4 Reasons You Should Consider Life Insurance As A Planning Tool

Cathy Schnaubelt
January 31, 2019

If you’re unfamiliar with the various ways life insurance can be used as a financial planning tool, the following four scenarios may help you decide whether you and those important to you can benefit from holding a policy.
Investments

FOMC Maintains Short-Term Rates, Reiterates Patient and Flexible Approach

Gary Pzegeo, CFA
January 30, 2019

The Federal Reserve left the target range for federal funds at 2.25% to 2.50%, as expected by markets. Implied probability of any change prior to today’s meeting has been close to 0% since the last FOMC meeting on December 19.
Wealth Strategies

5 Considerations When Investing in a 401(k) Plan

Cathy Schnaubelt
January 24, 2019

When you’re a young adult searching for or working in your first full-time job, retirement is likely a distant thought. However, creating good habits early can significantly affect how and when you are able to retire.
Investments

When Opportunity Knocks

Matt Roma, CFA
January 22, 2019

Active management has been out of favor for most of the last decade, but several indicators suggest that this management style is returning to favor. Read on to learn why active managers tend to perform best in volatile and bear markets.
Wealth Strategies

How Much You Should Be Saving For Retirement

Cathy Schnaubelt
January 17, 2019

If you’re unsure what this means when it comes to setting your savings goals now, the following rules of thumb can help you come up with a monthly savings target—and implementation plan—to increase your chances of achieving the retirement you envision.
Investments

Midterm Election 2018: Policy And Market Implications

Bill Norris
January 15, 2019

Markets dislike uncertainty, and the recent midterm elections were no exception.
Wealth Strategies

3 Reasons To Start Saving For Retirement Now

Cathy Schnaubelt
January 10, 2019

There are many reasons to start saving for retirement sooner rather than later. Fortunately, if you feel you’ve fallen behind on your savings, it’s not too late.
Investments

Q&A on the Economy and Markets

Dave Donabedian, CFA
January 08, 2019

If you’re wondering how long the current economic cycle can last or how political rhetoric might impact your investments, rest assured that we have done the research.
Investments

The Stock Market in 2019: Desperately Seeking Clarity

Dave Donabedian, CFA
January 02, 2019

Superstition is not anybody’s recommended guidepost for making investment decisions. But, years ending in “8” have produced unnerving volatility for investors.
Investments

FOMC Raises the Target Range By 0.25%

Gary Pzegeo, CFA
December 20, 2018

Many have been expecting the Fed to attempt a “dovish hike”, by combining an increase in the target rate with lower expectations for rate hikes in 2019. It appears they have adopted that strategy, but may not gone far enough to satisfy fragile market expectations.
G2G Impact

Why Insurance is Your Safety Net, Not an Investment

Jordan Sheiner
December 19, 2018

Research shows that compared to older generations, millennials are just as likely to have auto insurance but far less likely to have homeowners/renters insurance or life insurance. This begs the question: is our generation underinsured?
Wealth Strategies

Year-End Tax Planning Checklist: What You Need to Know

Art Graper, CFP®
December 18, 2018

Year-end tax planning should be a part of everyone’s financial routine. The checklist from our Wealth Strategies Group, included below, serves as a starting point.