Investments

International Update: European Due Diligence

Matt Scherer, CFA
October 08, 2018

The wild ride continued last month as the market declined over 3.0% early on, only to stage a strong recovery in the back half of the month.
Wealth Strategies

Key Considerations For Selling A Family Business

Cathy Schnaubelt
October 04, 2018

Succession planning can be one of the most challenging aspects of owning and operating a family business. And while many family business owners may dream of passing ownership of the business onto future generations, keeping the business within the family isn’t always a viable option. When a clear successor within the family doesn’t exist, family business owners are faced with the difficult...
G2G Impact

Podcast: Estate Planning - You Are Never Too Young to Start

Josh Miller, CFP®
October 02, 2018

The two absolutes we can count on in life are death and taxes, yet planning for these two things can be an unpleasant process. Many young adults delay creating a will until they are married or have children, but you can also ensure that your parents, siblings, or other loved ones are provided for by naming them as beneficiaries of your assets. You may also choose to designate certain...
Wealth Strategies

When to Consider an Employee Stock Ownership Plan

Cathy Schnaubelt
September 27, 2018

Keeping a family business within the same family from generation to generation is not always a possibility. Nevertheless, many family business owners want to ensure that the firm and culture they have worked hard to build is preserved well into the future. An Employee Stock Ownership Plan (ESOP) is a way to keep control of a family-owned business within a different type of family—employees who...
Investments

FOMC Raises the Target Range By 0.25%

Gary Pzegeo, CFA
September 27, 2018

The Federal Reserve raised the target range for short-term rates to 2.00% - 2.25%, as expected. Today’s information revealed neither a sign that the Fed was preparing to pause nor accelerate the process of rate normalization.
The Connection

Investing in China

Ohm Srinivasan, CFA
September 26, 2018

Emerging markets have become volatile in recent months due to the conflict over global trade, especially as it becomes a showdown between the U.S. and China. Both rhetoric and action on this front have been and may continue to be highly unpredictable.
G2G Impact

In Partnership: Using Two Strategies to Target Sweet Spots in the Market

Dave Donabedian, CFA
September 25, 2018

Mid-cap stocks are often referred to as the market’s sweet spot—they are typically less volatile than small-cap stocks but offer more growth potential than large caps. This combination has resulted in favorable risk-adjusted returns over time, which investors tend to seek. Yet, historically, mid-cap stocks have been largely overlooked.  In the early 1990s, two investment teams began to...
Wealth Strategies

Transitioning Your Family Business to the Next Generation

Cathy Schnaubelt
September 20, 2018

Family-owned businesses are the backbone of the American economy. However, despite the job security and family legacy potential many of these businesses represent for the families that own them, the importance of careful succession planning is often overlooked. Indeed, only about 30% of family businesses survive into the second generation, according to the Family Business Institute.  ...
G2G Impact

Podcast: Mutual Fund Basics - The Power of Numbers

Ryan Christine Coulson
September 18, 2018

Although stocks and bonds are traditionally considered the building blocks of an investment portfolio, few investors have the time or resources to select individual securities themselves. Instead, mutual funds are widely used by investors to access a professionally-managed, diversified portfolio of securities without the requirement of a large investment. If you have a 401(k) account, you are...
Wealth Strategies

Legacy Planning: Developing the Rising Generation

Cathy Schnaubelt
September 13, 2018

One of the many challenges high net worth families face during the estate and legacy planning process is knowing when and how to educate and prepare their children for the wealth they are set to inherit. While today’s rising generations—millennials in particular—may have a solid grasp of financial management concepts, wealth literacy is very different than financial literacy. Helping younger...
Wealth Strategies

Tax Savings and Retirement Planning for Small Business Owners

Mark Cassell
September 11, 2018

If you are self-employed, you know that owning your own business takes a large investment of time, money, and hard work. You dedicate all your resources to building a successful company, but success is often a double-edged sword. The more money you earn, the more taxes you owe as a portion of your overall income. And, your progress towards retirement may stagnate as your focus shifts to more...
Wealth Strategies

Best Practices for Integrated Family Wealth Planning

Cathy Schnaubelt
September 06, 2018

Legacy planning is an opportunity for families to define their values while creating long-term objectives to their wealth. While preserving wealth and developing an effective approach to pass it from generation to generation is often a challenge, sometimes the most difficult aspect of legacy planning is knowing when and how to integrate younger generations and trusted advisors. When it comes...
G2G Impact

Podcast: Life Insurance Basics: Who Says You Can’t Buy Love?

Josh Miller, CFP®
September 04, 2018

Understanding how much and what type of life insurance to purchase—and the various ways you can use the proceeds—may help give you peace of mind that your loved ones will be supported, even in your absence.
Wealth Strategies

Establishing a Healthy Family Wealth Culture

Cathy Schnaubelt
August 30, 2018

Culture is widely considered to be one of the most important elements of a successful business. It’s also critically important for any family—especially when creating a long-term wealth plan and sustainable legacy.
Investments

What Makes Variable Rate Demand Notes Stand Out?

Dan Skolochenko
August 28, 2018

In general, VRDNs have three key characteristics that distinguish them from other municipal bonds: