Wealth Strategies

Planning for the High Cost of Healthcare in Retirement

Cathy Schnaubelt
July 19, 2018

According to the 2017 Retirement Health Care Costs Data Report released by HealthView Services, retiree healthcare expenses are expected to rise at an average annual rate of 5.5% for the foreseeable future
Wealth Strategies

Social Security: Past, Present and Future

Cathy Schnaubelt
July 12, 2018

Given that Social Security has served as the foundation of most American workers’ retirement income for decades, many current workers and young retirees are concerned about what the future of Social Security looks like and how it will impact their retirement plans.
G2G Impact

Podcast: Mortgage Basics: Is Homeownership Right for You?

Josh Miller, CFP®
July 10, 2018

Understanding the pros and cons of buying versus renting—as well as the associated opportunity costs—can help you decide whether home ownership is right for you.
Wealth Strategies

Strategies for Maximizing Your Social Security Benefits

Cathy Schnaubelt
July 05, 2018

While no single age or method is appropriate for everyone when it comes to claiming Social Security benefits, certain strategies can be employed to optimize your benefits, boosting your income in retirement and potentially reducing the risk of outliving your savings.
Investments

Trade Tension: The Portfolio Manager's Playbook

Matt Scherer, CFA
June 30, 2018

Download PDF   The MSCI All Country World Index ex USA, which tracks both developed and emerging markets, was down 1.9% for the month of June and is now down 3.8% for the year to date. Global stock markets declined in June in large part related to investor fears about the increasing threat of trade wars. The planned implementation of tariffs announced by the U.S., the retaliatory...
Firm News

CIBC Extends Brand Across U.S.

Jack Markwalter
June 25, 2018

Today, we announce that CIBC Atlantic Trust Private Wealth Management has become CIBC Private Wealth Management. The same team our clients trust is backed by one of the strongest banks in North America with 150 years of providing exceptional client service.
Investments

The Ebb and Flow of Regulatory Focus on Technology Companies

Sid Nargundkar, CFA
June 20, 2018

For investors with long-term time horizons, we believe that any multiple compression that emerges today for technology companies due to regulation will also eventually ebb, and the underlying company free cash flow streams will be properly valued over time.
Investments

FOMC Raises the Target Range by 0.25%

Gary Pzegeo, CFA
June 14, 2018

Changes in today’s press release included the usual nuance, but there have also been a few mechanical changes to the delivery of policy and communication thereof.
Wealth Strategies

Considerations for Claiming Social Security Benefits

Cathy Schnaubelt
June 13, 2018

While counting on Social Security to cover all of your expenses in retirement may not be the best idea, it can be a meaningful component of your retirement plan when viewed as a supplement to personal savings and other sources of income.
G2G Impact

Podcast: Basic Investing and Risk

Ryan Christine Coulson
June 12, 2018

If you are considering investing for the first time, either on your own or through an employer-sponsored retirement plan, you will need to consider your investment objectives, risk tolerance, and time horizon.
Investments

Singapore: Proving the “Smart City”

Matt Scherer, CFA
June 11, 2018

International stock prices and macroeconomic data continued to deteriorate last month, resulting in international markets underperforming U.S. equity markets. While underperformance of international markets is always a concern, it feels a little like déjà vu.
Dan Sullivan

Consider a Secured Line of Credit to Pay Your Tax Bill

Dan Sullivan
June 07, 2018

Download PDF   After several years of strong performance from an asset class, investors tend to experience portfolio drift as their other investments fail to keep pace. Over the last nine years, U.S. equities have outperformed most other asset classes. Many investors, now heavily concentrated in U.S. stocks, have begun to rebalance their portfolios back to their target...
Dan Sullivan

Bank Deposits: What’s the Best Place for Cash in 2018?

Dan Sullivan
May 31, 2018

Even the most conservative portion of your portfolio can offer some possibilities for capital appreciation.
Wealth Strategies

New Ways to Help the Rising Generation: Give Them an Earful

Ryan Christine Coulson
May 29, 2018

A recent study from LinkedIn indicates that 42% of millennials (those between the age of 18 and 34) listen to podcasts at least once a week, and according to 2016 research conducted by Edison Research, 21% of all those age 12 or older are monthly podcast listeners.
Dan Sullivan

Mortgage Issues: Is It Still a Good Time to Refinance to a Lower Rate?

Dan Sullivan
May 24, 2018

Interest rates have been inching up lately, and homeowners may be worried that they have missed the boat when it comes to refinancing.