CIBC Private Wealth Management Blog
Dan Sullivan
Dan Sullivan

Case Study: Helping A Company—And Its Executives—Through Transition

Dan Sullivan
February 19, 2019

At CIBC Private Wealth Management and CIBC U.S. Commercial Banking, we have many clients who own and run successful businesses. For many small business owners, succession planning and transitioning leadership to the next generation or new team of owners can present a multitude of challenges. When a client comes to us for guidance on these issues, we take an all-hands-on-deck approach by...
Dan Sullivan

New Private Banking Solutions Complement CIBC Atlantic Trust’s Offerings

Dan Sullivan
April 04, 2018

Download PDF   Wealth management is about more than asset allocation, trusts and estate planning. A comprehensive wealth management plan offers flexible options to help handle unexpected events, both positive and negative. CIBC Atlantic Trust is therefore pleased to offer clients access to CIBC Bank USA’s private banking solutions, which include marketable secured lines of credit...
March 2018

Lines Against Marketable Assets

Dan Sullivan
March 23, 2018

Download PDF   To have financial freedom, it’s not enough just to have wealth. You need “liquidity”—the ability to access and spend your capital when you need it. But what if your money is largely held in assets you would prefer not to sell right now? Getting a line of credit against your marketable assets is one solution. This allows you to use your assets to get spendable money...
Dan Sullivan

Mortgage Issues: Is It Still a Good Time to Refinance to a Lower Rate?

Dan Sullivan
May 24, 2018

Download PDF   Interest rates have been inching up lately, and homeowners may be worried that they have missed the boat when it comes to refinancing. But the rates are still rather low by historical standards, and depending on the rate that you got when you first bought your home, you could still save a significant amount of money. Many observers think that rates may head upward...
Dan Sullivan

Bank Deposits: What’s the Best Place for Cash in 2018?

Dan Sullivan
May 31, 2018

Download PDF   It is important to keep some of your money in a place that is ultra-safe, so you know it will be there if some sort of financial disaster strikes. But don’t just stick it in a mattress. Even the most conservative portion of your portfolio can offer some possibilities for capital appreciation. With the U.S. economy still expanding after several years of growth, the...
Dan Sullivan

Consider a Secured Line of Credit to Pay Your Tax Bill

Dan Sullivan
June 07, 2018

Download PDF   After several years of strong performance from an asset class, investors tend to experience portfolio drift as their other investments fail to keep pace. Over the last nine years, U.S. equities have outperformed most other asset classes. Many investors, now heavily concentrated in U.S. stocks, have begun to rebalance their portfolios back to their target...