CIBC Private Wealth Management Blog
Dianne Savastano
Wealth Strategies

Medicare Open Enrollment, Part I: Opportunity Awaits You

Dianne M. Savastano
October 24, 2016

  Medicare Open Enrollment 2017 began earlier this month on October 15. It continues through December 7, with any new choices you make becoming effective on January 1, 2017.     Medicare open enrollment makes it possible for you to be proactive about assessing the suite of Medicare products in which you may be enrolled and to make any changes needed to...
Wealth Strategies

Why Your Family Needs a “Healthcare Emergency Plan”

Dianne M. Savastano
August 23, 2016

  If you are like me and grew up as an only child, it's simple.   I need to tend to  all  the responsibilities associated with a sick or hospitalized parent, including taking care of the second parent that I'm so fortunate to have. There's no discussion and no coordination of effort required: It's all mine!     For those who have siblings, sharing...
Wealth Strategies

3 Documents You Need for Your Parents and College-Age Children

Dianne M. Savastano
March 30, 2016

  Members of the baby-boom generation find ourselves managing our own healthcare needs along with those of our aging parents and our maturing children. This blog post discusses documents you should have in place to help make the process of managing the healthcare needs of others more streamlined and less frustrating.           ...
Wealth Strategies

How To Navigate The Tough Health Care Decisions

Dianne M. Savastano
February 03, 2016

Black and white scenarios are simple. They usually involve just one decision and there is some predictability in their outcomes.   Gray areas, on the other hand, involve several, often interconnected, decisions and vary based on the preferences of the people involved as well as their particular circumstances. These scenarios are often unpredictable and can be confusing or...
Wealth Strategies

Medicare Enrollment: Two Reasons to Reassess Your Plan Each Year

Dianne M. Savastano
October 28, 2015

  Once again, Medicare Open Enrollment season is upon us. And, even if you are not yet eligible for Medicare, it’s important to pay attention, because chances are, someone you care about is. They may need your help in managing this process.     With increased advertising for Part C Medicare Advantage Plans, Part D Prescription Drug Plans and Medicare Supplemental...
Firm News

The Best Defense Against Unwanted Healthcare Surprises

Dianne M. Savastano
July 08, 2015

  My dad arrived home from Florida on May 15 in preparation for a June 1 surgery date for a total hip replacement. During that brief period, we attended two physician appointments, an educational class specifically on the topic of hip replacements and pre-admission testing. We also prepared for the remote possibility that following the surgery, he would need short-term rehabilitation...