Consumer and commercial banking products and services are offered through CIBC Bank USA. Member FDIC and Equal Housing Lender. All loans are subject to credit approval. Trust services and investment products are offered by CIBC Private Wealth Management. CIBC Private Wealth Management includes CIBC National Trust Company, CIBC Delaware Trust Company and CIBC Private Wealth Advisors, Inc. (a registered investment adviser) all of which are wholly owned subsidiaries of CIBC Private Wealth Group, LLC — and the private banking division of CIBC Bank USA. Trust services and investment products are not FDIC insured, not deposits or obligations of, or guaranteed by, CIBC Bank USA or CIBC National Trust Company, and are subject to investment risk, including loss of principal.
Commercial real estate products and services offered by CIBC Bank USA and CIBC Inc.
CIBC Capital Markets is a trademark brand name under which CIBC and some of its subsidiaries, including CIBC World Markets Inc., CIBC World Markets Corp. and CIBC Bank USA, provide different products and services. Capital Markets products are not FDIC insured; not deposits or obligations of, or guaranteed by, CIBC Bank USA; and are subject to investment risk, including loss of principal.
This website is not intended for use by residents of the European Union (EU).
The CIBC Logo is a registered trademark of CIBC, used under license.
©2026 CIBC Bank USA.
Head of Fixed Income
Tim Musial is head of fixed income for CIBC Private Wealth with more than 25 years of experience. In this role, he oversees the firm’s fixed income team, strategy, trading and policy formulation in addition to focusing on portfolio management and analysis of both taxable and tax-exempt bond investment offerings.
Prior to joining Geneva Advisors, which became part of CIBC in 2017, Tim worked at Northern Trust as part of a team managing over $30 billion in fixed income mutual funds, collective and commingled, as well as institutional and retail separate accounts. Most recently, he was a portfolio manager of several multiple-sector bond portfolios at Calamos Investments.
Tim received his Bachelor of Arts degree in business administration and corporate communication from Rosary College and his Master of Business Administration degree in finance from the Dominican University Brennan School of Business. He holds the Chartered Financial Analyst® designation.
CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.
