Investments

FOMC Maintains Short Rates, Confirms A Dovish Policy Shift

Gary Pzegeo, CFA
2019-03-21 20:00:00.0

Short term interest rate markets have placed very low odds on a move at today’s meeting of the Federal Reserve since disruption took hold of broader financial markets in the middle of December 2018.
Wealth Strategies

Helpful Considerations For Giving Gifts And Funding Expenses

Cathy Schnaubelt
2019-03-21 20:00:00.0

Gifting assets or paying for a loved one’s educational or medical expenses can be a fulfilling and tax-efficient way to transfer wealth during your lifetime. Check out our latest blog post to find out how you might be able to do so without triggering a large tax bill.
Investments

4 Reasons Businesses Should Consider Refinancing

Patrick Putman
2019-03-18 21:54:00.0

CIBC Commercial Banking works with businesses to identify ways to reduce borrowing costs and grow more efficiently. Here are four reasons you should consider refinancing your business loan or line of credit, even in a rising rate environment.
Wealth Strategies

Three Challenges That Can Disrupt Your Strategic Giving Plan (And How to Handle Them)

Cathy Schnaubelt
2019-03-08 13:00:00.0

Like other parts of your financial plan, your strategic giving plan isn’t complete once it’s been implemented. To be effective, you’ll need to continually monitor progress and make adjustments when necessary.
Investments

Treasury Inflation-Protected Securities (TIPS)

Dan Skolochenko
2019-03-05 15:30:00.0

TIPS can provide inflation protection in a rising-price environment, but do they make sense for everyone? Read on to learn how TIPS help investors maintain purchasing power as inflation rises, yet present unique tax challenges that investors should consider before purchasing.
Wealth Strategies

Six Financial Issues To Discuss Before Getting Married

Cathy Schnaubelt
2019-02-28 13:00:00.0

If you’re considering marriage, it’s important to discuss where you and your partner stand on the following financial issues before making it official.
Investments

What Is Driving the Change In Investor Sentiment?

Bill Norris
2019-02-27 13:00:00.0

The rebound in risk assets since the end of December has investors wondering if the recovery in markets has moved too quickly and scratching their heads to figure out what has changed.
Wealth Strategies

Managing Sudden Wealth

Barry Berlin, CFA
2019-02-22 13:00:00.0

Anyone experiencing sudden wealth should follow a few basic guidelines to avoid making impulse or emotionally-driven decisions that can quickly backfire.
Wealth Strategies

9 Ways To Gift Your Assets To Charity

Cathy Schnaubelt
2019-02-21 19:30:00.0

Regardless of your motivations, if you’re considering incorporating charitable giving into your financial plan, it’s important to understand the various ways you can give to maximize impact while reaping the applicable benefits.
Dan Sullivan

Case Study: Helping A Company—And Its Executives—Through Transition

Dan Sullivan
2019-02-19 13:00:00.0

When a client comes to us for guidance on these issues, we take an all-hands-on-deck approach by bringing in experts from our banking and private wealth management teams to evaluate the situation from all angles.
Firm News

CIBC Private Wealth Management Wins Private Asset Management’s Award for Best Investment Platform

Eric Propper, CFA
2019-02-14 18:55:00.0

On February 7, CIBC Private Wealth Management received its seventh investment-related Private Asset Management Award. We are extremely proud of this accomplishment and the recognition we’ve received from PAM since it launched its award program in 2011.
Wealth Strategies

What To Do After You’ve Purchased A Life Insurance Policy

Cathy Schnaubelt
2019-02-14 13:00:00.0

Many factors go into purchasing a life insurance policy that suits your needs. And, like any part of your overall financial plan, your insurance program doesn’t end once you’ve decided on a policy and purchased it.
Wealth Strategies

Estate Planning: Relevant And Relatable

Judy Saxe, AEP®
2019-02-12 13:00:00.0

Estate planning is not just for the ultra-wealthy. Anyone, regardless of financial circumstances or family dynamics, can benefit from the process.
Wealth Strategies

Choosing A Life Insurance Policy To Meet Your Needs

Cathy Schnaubelt
2019-02-07 13:00:00.0

Before researching or purchasing a policy for yourself, it’s important to know what you want to accomplish with it—in other words, your near- and long-term goals.
Investments

Corporate Floating Rate Notes

Dan Skolochenko
2019-02-05 13:00:00.0

Corporate floating rate notes have received a lot of attention lately given that they tend to perform well in a rising rate environment. If you’re curious if floating rate notes are right for you, read on to understand their advantages, limitations, and who can benefit from investing in them.