Wealth Planning Illuminated
Latest episodes
Join the wealth strategists of CIBC Private Wealth Management as they shine light on the topic of wealth planning by sharing their insights and ideas on how to use wealth in ways that are important to you—whether for your own needs, the people you hold dear or the causes that you care about.
March 16, 2023
Protecting who you are: reputation risk
Given the online world in which we live today, it can be easy for an individual's reputation to be damaged. Luckily, there are certain considerations that can help you protect your reputation.
Listen now7 minutes
March 2, 2023
Protecting your wealth: asset protection
Asset protection may cover everything from how assets are owned and titled, to how they’re insured and protected, to how they can be efficiently managed. As you think about protecting your family's assets, there are some tactics that may be right for you and your family.
Listen now13 minutes
February 16, 2023
Administering a loved one's estate
Most people have little experience dealing with estate administration and are often overwhelmed when they discover they’ve been appointed to oversee it. While there are many activities involved with administering an estate, you may be able to ease the burden by familiarizing yourself with the process.
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February 2, 2023
Aging Wisely: An ever-changing healthcare system
At various stages of life—including, retirement, starting a new business, changing jobs, becoming Medicare-eligible—healthcare is one more decision point and understanding and managing it all can be a big undertaking. However, exploring a few topics can help you make better decisions about your healthcare today and in the future.
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January 19, 2023
Aging Wisely: Cognitive decline in you or a loved one
An aging population is presenting new challenges to families and advisors alike. As we rise to meet these challenges, more attention is being paid to our aging population and its effects on society and individual relationships. Luckily, there is a wealth of resources as well as specific action items that can help smooth the path of inevitable change.
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January 6, 2023
Aging Wisely: Your estate plan and its impact on your family
The most effective estate plan is one that covers all the basics in a very practical way throughout your life. While you don’t need to have significant wealth to need practical planning, you do need to have a vision for how you want your family taken care of. There are some practical planning steps that can help your estate plan be effective for you and your family as you age.
Listen now13 minutes
December 1, 2022
Incentive compensation
No matter where you are in your working life, it is important to understand how the various types of incentive compensation may fit into your overall wealth management and retirement plan. There are a few main types of incentive compensation—each with its own pros and cons relative to risk and return, taxes, vesting requirements and impact on your investment portfolio.
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November 17, 2022
Converting a traditional IRA to a Roth IRA (part 2)
Once you decide to convert a traditional IRA to a Roth IRA, the analysis has only just begun. By considering a variety of factors, you can determine the best way to tailor the Roth conversion to your circumstances and wealth planning goals.
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November 4, 2022
Converting a traditional IRA to a Roth IRA (part 1)
Both traditional IRAs and Roth IRAs are powerful savings tools, and it is important to determine with your advisors whether your current IRAs best fit your retirement plan. If you have a traditional IRA and are thinking about converting it to a Roth IRA, certain considerations may help you determine if it is the best option for you.
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October 20, 2022
Retirement planning: Planning in retirement
When you are in retirement and need to start accessing your savings to fund your living expenses, it can be crucial to understand your spending options and the implications of each choice. There are several considerations that may help you determine how best to fund your lifestyle.
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October 6, 2022
Retirement planning: Planning closer to retirement
As you get closer to retirement, it is important to understand whether you are on target to achieve your goals. Putting together a financial plan -- and regularly revisiting it -- can help you assess your progress and provide the opportunity to make any necessary adjustments along the way.
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September 15, 2022
Retirement planning: Planning in your 20s and 30s
While retirement may seem far away when you are in your 20s and 30s, starting to plan during those earlier years can make a big difference. There are a few steps that you can take now to help your retirement be more successful in the future.
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September 1, 2022
Retirement planning: Introduction
For many, retirement is one of their most important goals, but planning how to get there can sometimes be overwhelming. Whether you are in your 20s, your 70s, or somewhere in between, answering a few questions may help you factor in the right information and begin your path to retirement planning.
Listen now8 minutes