Private Banking Solutions
Our strategic approach to relationship banking
With an understanding of what you’re looking to accomplish with your assets, we put the most appropriate strategies into place to complement your comprehensive wealth planning. Banking solutions are customized to your unique financial profile. Private banking solutions are provided by CIBC Bank USA.

Liquidity management

Liabilities management

Risk management
Aligned to your objectives and wealth plan

Marketable secured lines of credit
Take advantage of new investment opportunities with a line of credit, giving you access to liquidity. Typically, there are no costs or fees until the line is drawn, and your account incurs no capital gains until assets are sold. A line of credit is a bridge to more permanent financing, which can allow you to maintain your current strategy without the untimely sale of assets.

Tailored lending
Reach for new opportunities while diversifying concentrations and implementing tailored tax strategies. Our banking solutions enable you to fund large purchases—such as aircraft, art, residential real estate—or investments in business or real estate. We create a customized plan to establish alternate funding for family distributions and lifetime gift planning.

Residential mortgages
Broaden your opportunities with residential financing options for remodeling your home or purchasing a secondary home. Our lending programs can help you free up capital with long-term, low fixed-rate mortgages. You can also support children or grandchildren who want to purchase a first home and start building a strong credit rating.

Deposit solutions
Manage your operating and strategic cash with the help of our service professionals. Our flexible banking options cover everything from business checking accounts to treasury management for family office needs.
The role of a private banker

Assess
the right team of CIBC experts to craft
tailored, holistic solutions

Assemble
your needs, financial profile and wealth structure

Advocate
for your evolving goals, proactively considering your overall wealth structure and long-term planning

Daniel E. Sullivan Jr.
Head of Private Banking
"What I enjoy most about banking is working with individuals and families every day to provide options that make their lives easier. Whether we’re helping someone secure a mortgage to purchase a new home or establish a line of credit to take advantage of an opportunity in the marketplace, the ability to efficiently deliver creative, high-quality solutions is a critical component of our approach to wealth advice. Of course, our focus is not only on delivering these solutions, but most important is to deepen the relationships we serve—that’s what differentiates us from others and what makes our business so rewarding."
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