Our Wealth Strategies Approach
Integrated wealth strategies
From close to a century of working with affluent families, we know that there are universal concerns about wealth that bring complexity to wealth ownership. But we also know how to demystify this complexity. CIBC Private Wealth’s wealth strategies method is a process that ultimately presents a simplified picture of your wealth plan, helping you understand what you have in place and where changes are needed to make the plan reflect your current and future vision.
Simplifying complexity
When asked what we mean by holistic wealth planning, we often say that, in addition to investment management, we help our client families consider how they want to use the wealth that has been created. With much experience, we have learned that our clients’ goals for wealth fall into three primary categories—to meet your lifestyle needs, plan your legacy and fulfill your philanthropic vision.
The picture we help you develop becomes our road map. Working with your other advisors—accountants and attorneys—we move your plan from where it is today to where you want it to be in the future.
Organized, simplified wealth
and legacy planning
We believe, the best wealth management is always centered on you and your family—it’s about what you need, not about what we have to offer. And the best approach is with an integrated team that brings you and your family, our wealth strategists and investment team together, under the guidance of your wealth advisor. Throughout your relationship with our firm, all parties will work closely to discover, guide and ultimately deliver a holistic wealth strategy.
Step 1
Organize and SIMPLIFY
- Summarize existing wealth plan
including assets, liabilities and legal
documents - Understand family circumstances
- Define multi-generational
family goals
Step 2
vISUALIZE and EVALUATE
- Determine if existing plan
matches current goals - Discuss preliminary
planning options - Summarize steps to move
plan forward
Step 3
Collaborate and Implement
- Team with other advisors to
determine appropriate actions - Implement desired modifications
- Consider updates as
circumstances change
Our strategies
The possibilities of wealth are abundant. So is the scope of strategies and educational resources CIBC Private Wealth provides to help you evaluate them. Perhaps our most important contribution to your wealth plan is the assistance we can provide, in coordination with your other advisors, to allow you to fulfill the promise of your vision. Importantly, we align the goals of each generation, focusing on legacy, women and wealth and the rising generation.
What’s your vision for success?
Legacy
Success often means achieving a sense of satisfaction and joy about the use of your wealth for yourself, your family and causes you hold dear. We help you put plans in place to realize your vision for broader community impact and a lasting family legacy.
Today is your tomorrow
G2G Impact
We engage the rising generations through a variety of topics on financial planning.
Realizing wealth’s promise
Women's CIRCLE
Women's CIRCLE is a unique initiative to engage new conversations about women and wealth.
Wealth Strategies resources
- Estate planning fundamentals
- Lifetime gift planning
- Supporting the next generation’s education
- Fiduciary offering
- Delaware trust planning
- The privately held business
- Effective philanthropy
- Preserving family wealth
- Choosing your state of residency
- The practical side of aging wisely
- The financial side of retirement planning
- Administration of estates
- Income tax
Meet your
lifestyle needs
- Current Financial Considerations
- Income and Expense Management
- Planning with Concentrated Holdings
State Domicile - Use and Management of Credit
- Entity Management
- Cash Flow Administration
- Customized Reporting
- Entity Structure
- Investment Location
- Planning for the Future
- Cash Flow Modeling and Planning
- Savings Concepts
- Social Security
- Taxable and Non-Taxable Accounts
- Risk Management
- Asset Protection
- Cybersecurity
- Marital Agreements
- Personal Security
Plan your family legacy
and charitable vision
- Business Transition
- Pre-liquidity Planning Transfer within Family
- Sale to Third Party
- Effective Philanthropy
- Charitable Trusts
- Donor Advised Funds
- Private Foundations
- Strategic Planning
- Estate Planning
- Gifting
- Life Insurance
- Wealth and Estate Plan Review
- Family Stewardship
- Engaging Family through Philanthropy
- Financial Education
- Preparing the Rising Generation
- Principles for Success
- Funding Education
- 529 Plans
- Funding Options
- Trust Planning
Choose appropriate
fiduciaries
- Estate Settlement
- Executor/ Personal Representative Services
- Family Estate Settlement Guidelines
- Navigating the Financial Impact of Loss
- Trust Administration
- Balance Interests of Beneficiaries
- Carry Out Stated Terms of Trust
- Liquid asset management
- Illiquid asset oversight
- Provide Trust Accounting and Tax Reporting
- Trust Information and Education
- Beneficiary Education
- Choosing a Trustee
- Delaware Trusts
- Types of Trusts
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