This is the first blog in a three-part series that focuses on fiduciary considerations for grantors, beneficiaries and trustees of trusts. Like other sound financial management and stewardship tactics, trusts are about planning for the future and planning for the ones you love. While you may think of trusts primarily as a part of planning for what happens to your wealth when you die, you may...

Fraud is rising at an alarming rate. Scammers are quick to leverage the latest technologies to deceive consumers and are becoming more creative and sophisticated with their deceptions. In addition, COVID-19 has played a significant role in the dramatic growth in scams and fraudulent activity. The pandemic has resulted in varying degrees of challenges for consumers and businesses....

Year-end is typically when many people start thinking about taxes. But waiting until the year is over may result in a scramble or the inability to implement certain time-sensitive strategies, which can make tax planning less effective. Often, people look back on the previous years’ filings and think of all the things that could have been done differently to help lessen their tax bill. Taking...

This is the fourth blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 2: Considering whether life insurance fits within your wealth plan Read part 3: Flexible gifting for possible tax reform Many individuals accomplished significant wealth planning in 2020 and earlier by...

This is the third blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 2: Considering whether life insurance fits within your wealth plan Read part 4: Four planning ideas that can help further your wealth planning goals If you are contemplating making a gift this year to take...

Listen to the podcast People often engage in charitable giving because they feel strongly about a specific cause and want to make a difference. There are many ways to be philanthropic and help a cause or organization, whether it is in your local community or in another country. No matter how or what you decide to give, from a financial standpoint, charitable giving can be an important part of...

This is the second blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 3: Flexible gifting for possible tax reform Read part 4: Four planning ideas that can help further your wealth planning goals A well-constructed and comprehensive wealth management plan involves the...

This is the first blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 2: Considering whether life insurance fits within your wealth plan Read part 3: Flexible gifting for possible tax reform Read part 4: Four planning ideas that can help further your wealth planning goals 2020 was a year of significant wealth transfer for many families...

Listen to the podcast An integral function of most estate plans is the transfer of wealth to future generations. But rather than waiting until death to transfer assets, there may be tax benefits to giving while you’re living.   If you have sufficient wealth to cover your needs and then some, a lifetime gifting strategy could make sense from an estate and tax planning perspective, as well...

On December 27, 2020, President Trump signed the Consolidated Appropriations Act, 2021 (CAA)[1] into law. The CAA incorporates several pieces of legislation and is focused on both funding the government through its fiscal year and providing various forms of relief to individuals and businesses in response to economic hardship caused by the on-going coronavirus pandemic. Below is a...

Listen to the podcast What will happen to your bitcoin when you’re gone? Do you know who will be able to access to your email, social media accounts, online subscriptions and memberships, rewards points, and other digital assets such as your online dating profile?  We live in an increasingly digital world. And as many of us have become more dependent on technology in our day-to-day...

This is the final blog in a three-part series that focuses on the practical side of aging wisely. Part 1: Four practical steps you can take to ensure your estate plan is effective Part 2: Are you concerned about cognitive decline in you or a loved one? Three action items to help plan for the path of inevitable change Healthcare: It’s an insurance system, the medical professionals you...

Listen to the podcast Do you have tangible things in your life that you want to protect? Do you want peace of mind, knowing that you’ll be able to recover from a loss if the unexpected happens and that you’ll be able to rebuild your life? If you’re like a lot of young adults, you’ve worked hard to build a solid financial foundation and it is only natural to want to protect everything that...

This is the second blog in a three-part series that focuses on the practical side of aging wisely. Part 1: Four practical steps you can take to ensure your estate plan is effective There is an unprecedented generational neurological crisis in the United States. Whether it’s mild dementia or more fully developed Alzheimer’s disease, an aging population is presenting new challenges to...

Listen to the podcast Life insurance is one of the easiest ways to ensure that you’ll be able to provide for your loved ones after death. The right life insurance policy can be an important financial planning tool that gives you peace of mind by helping you protect the life you’re building, and perhaps more importantly, the people in it. What is life insurance? Life insurance is a contract...

This is the first blog in a three-part series that focuses on fiduciary considerations for grantors, beneficiaries and trustees of trusts. Like other sound financial management and stewardship tactics, trusts are about planning for the future and planning for the ones you love. While you may think of trusts primarily as a part of planning for what happens to your wealth when you die, you may...

Fraud is rising at an alarming rate. Scammers are quick to leverage the latest technologies to deceive consumers and are becoming more creative and sophisticated with their deceptions. In addition, COVID-19 has played a significant role in the dramatic growth in scams and fraudulent activity. The pandemic has resulted in varying degrees of challenges for consumers and businesses....

Year-end is typically when many people start thinking about taxes. But waiting until the year is over may result in a scramble or the inability to implement certain time-sensitive strategies, which can make tax planning less effective. Often, people look back on the previous years’ filings and think of all the things that could have been done differently to help lessen their tax bill. Taking...

This is the fourth blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 2: Considering whether life insurance fits within your wealth plan Read part 3: Flexible gifting for possible tax reform Many individuals accomplished significant wealth planning in 2020 and earlier by...

This is the third blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 2: Considering whether life insurance fits within your wealth plan Read part 4: Four planning ideas that can help further your wealth planning goals If you are contemplating making a gift this year to take...

Listen to the podcast People often engage in charitable giving because they feel strongly about a specific cause and want to make a difference. There are many ways to be philanthropic and help a cause or organization, whether it is in your local community or in another country. No matter how or what you decide to give, from a financial standpoint, charitable giving can be an important part of...

This is the second blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 3: Flexible gifting for possible tax reform Read part 4: Four planning ideas that can help further your wealth planning goals A well-constructed and comprehensive wealth management plan involves the...

This is the first blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 2: Considering whether life insurance fits within your wealth plan Read part 3: Flexible gifting for possible tax reform Read part 4: Four planning ideas that can help further your wealth planning goals 2020 was a year of significant wealth transfer for many families...

Listen to the podcast An integral function of most estate plans is the transfer of wealth to future generations. But rather than waiting until death to transfer assets, there may be tax benefits to giving while you’re living.   If you have sufficient wealth to cover your needs and then some, a lifetime gifting strategy could make sense from an estate and tax planning perspective, as well...

On December 27, 2020, President Trump signed the Consolidated Appropriations Act, 2021 (CAA)[1] into law. The CAA incorporates several pieces of legislation and is focused on both funding the government through its fiscal year and providing various forms of relief to individuals and businesses in response to economic hardship caused by the on-going coronavirus pandemic. Below is a...

Listen to the podcast What will happen to your bitcoin when you’re gone? Do you know who will be able to access to your email, social media accounts, online subscriptions and memberships, rewards points, and other digital assets such as your online dating profile?  We live in an increasingly digital world. And as many of us have become more dependent on technology in our day-to-day...

This is the final blog in a three-part series that focuses on the practical side of aging wisely. Part 1: Four practical steps you can take to ensure your estate plan is effective Part 2: Are you concerned about cognitive decline in you or a loved one? Three action items to help plan for the path of inevitable change Healthcare: It’s an insurance system, the medical professionals you...

Listen to the podcast Do you have tangible things in your life that you want to protect? Do you want peace of mind, knowing that you’ll be able to recover from a loss if the unexpected happens and that you’ll be able to rebuild your life? If you’re like a lot of young adults, you’ve worked hard to build a solid financial foundation and it is only natural to want to protect everything that...

This is the second blog in a three-part series that focuses on the practical side of aging wisely. Part 1: Four practical steps you can take to ensure your estate plan is effective There is an unprecedented generational neurological crisis in the United States. Whether it’s mild dementia or more fully developed Alzheimer’s disease, an aging population is presenting new challenges to...

Listen to the podcast Life insurance is one of the easiest ways to ensure that you’ll be able to provide for your loved ones after death. The right life insurance policy can be an important financial planning tool that gives you peace of mind by helping you protect the life you’re building, and perhaps more importantly, the people in it. What is life insurance? Life insurance is a contract...

This is the first blog in a three-part series that focuses on fiduciary considerations for grantors, beneficiaries and trustees of trusts. Like other sound financial management and stewardship tactics, trusts are about planning for the future and planning for the ones you love. While you may think of trusts primarily as a part of planning for what happens to your wealth when you die, you may...

Fraud is rising at an alarming rate. Scammers are quick to leverage the latest technologies to deceive consumers and are becoming more creative and sophisticated with their deceptions. In addition, COVID-19 has played a significant role in the dramatic growth in scams and fraudulent activity. The pandemic has resulted in varying degrees of challenges for consumers and businesses....

Year-end is typically when many people start thinking about taxes. But waiting until the year is over may result in a scramble or the inability to implement certain time-sensitive strategies, which can make tax planning less effective. Often, people look back on the previous years’ filings and think of all the things that could have been done differently to help lessen their tax bill. Taking...

This is the fourth blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 2: Considering whether life insurance fits within your wealth plan Read part 3: Flexible gifting for possible tax reform Many individuals accomplished significant wealth planning in 2020 and earlier by...

This is the third blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 2: Considering whether life insurance fits within your wealth plan Read part 4: Four planning ideas that can help further your wealth planning goals If you are contemplating making a gift this year to take...

Listen to the podcast People often engage in charitable giving because they feel strongly about a specific cause and want to make a difference. There are many ways to be philanthropic and help a cause or organization, whether it is in your local community or in another country. No matter how or what you decide to give, from a financial standpoint, charitable giving can be an important part of...

This is the second blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 3: Flexible gifting for possible tax reform Read part 4: Four planning ideas that can help further your wealth planning goals A well-constructed and comprehensive wealth management plan involves the...

This is the first blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 2: Considering whether life insurance fits within your wealth plan Read part 3: Flexible gifting for possible tax reform Read part 4: Four planning ideas that can help further your wealth planning goals 2020 was a year of significant wealth transfer for many families...

Listen to the podcast An integral function of most estate plans is the transfer of wealth to future generations. But rather than waiting until death to transfer assets, there may be tax benefits to giving while you’re living.   If you have sufficient wealth to cover your needs and then some, a lifetime gifting strategy could make sense from an estate and tax planning perspective, as well...

On December 27, 2020, President Trump signed the Consolidated Appropriations Act, 2021 (CAA)[1] into law. The CAA incorporates several pieces of legislation and is focused on both funding the government through its fiscal year and providing various forms of relief to individuals and businesses in response to economic hardship caused by the on-going coronavirus pandemic. Below is a...

Listen to the podcast What will happen to your bitcoin when you’re gone? Do you know who will be able to access to your email, social media accounts, online subscriptions and memberships, rewards points, and other digital assets such as your online dating profile?  We live in an increasingly digital world. And as many of us have become more dependent on technology in our day-to-day...

This is the final blog in a three-part series that focuses on the practical side of aging wisely. Part 1: Four practical steps you can take to ensure your estate plan is effective Part 2: Are you concerned about cognitive decline in you or a loved one? Three action items to help plan for the path of inevitable change Healthcare: It’s an insurance system, the medical professionals you...

Listen to the podcast Do you have tangible things in your life that you want to protect? Do you want peace of mind, knowing that you’ll be able to recover from a loss if the unexpected happens and that you’ll be able to rebuild your life? If you’re like a lot of young adults, you’ve worked hard to build a solid financial foundation and it is only natural to want to protect everything that...

This is the second blog in a three-part series that focuses on the practical side of aging wisely. Part 1: Four practical steps you can take to ensure your estate plan is effective There is an unprecedented generational neurological crisis in the United States. Whether it’s mild dementia or more fully developed Alzheimer’s disease, an aging population is presenting new challenges to...

Listen to the podcast Life insurance is one of the easiest ways to ensure that you’ll be able to provide for your loved ones after death. The right life insurance policy can be an important financial planning tool that gives you peace of mind by helping you protect the life you’re building, and perhaps more importantly, the people in it. What is life insurance? Life insurance is a contract...

This is the first blog in a three-part series that focuses on fiduciary considerations for grantors, beneficiaries and trustees of trusts. Like other sound financial management and stewardship tactics, trusts are about planning for the future and planning for the ones you love. While you may think of trusts primarily as a part of planning for what happens to your wealth when you die, you may...

Fraud is rising at an alarming rate. Scammers are quick to leverage the latest technologies to deceive consumers and are becoming more creative and sophisticated with their deceptions. In addition, COVID-19 has played a significant role in the dramatic growth in scams and fraudulent activity. The pandemic has resulted in varying degrees of challenges for consumers and businesses....

Year-end is typically when many people start thinking about taxes. But waiting until the year is over may result in a scramble or the inability to implement certain time-sensitive strategies, which can make tax planning less effective. Often, people look back on the previous years’ filings and think of all the things that could have been done differently to help lessen their tax bill. Taking...

This is the fourth blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 2: Considering whether life insurance fits within your wealth plan Read part 3: Flexible gifting for possible tax reform Many individuals accomplished significant wealth planning in 2020 and earlier by...

This is the third blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 2: Considering whether life insurance fits within your wealth plan Read part 4: Four planning ideas that can help further your wealth planning goals If you are contemplating making a gift this year to take...

Listen to the podcast People often engage in charitable giving because they feel strongly about a specific cause and want to make a difference. There are many ways to be philanthropic and help a cause or organization, whether it is in your local community or in another country. No matter how or what you decide to give, from a financial standpoint, charitable giving can be an important part of...

This is the second blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 3: Flexible gifting for possible tax reform Read part 4: Four planning ideas that can help further your wealth planning goals A well-constructed and comprehensive wealth management plan involves the...

This is the first blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 2: Considering whether life insurance fits within your wealth plan Read part 3: Flexible gifting for possible tax reform Read part 4: Four planning ideas that can help further your wealth planning goals 2020 was a year of significant wealth transfer for many families...

Listen to the podcast An integral function of most estate plans is the transfer of wealth to future generations. But rather than waiting until death to transfer assets, there may be tax benefits to giving while you’re living.   If you have sufficient wealth to cover your needs and then some, a lifetime gifting strategy could make sense from an estate and tax planning perspective, as well...

On December 27, 2020, President Trump signed the Consolidated Appropriations Act, 2021 (CAA)[1] into law. The CAA incorporates several pieces of legislation and is focused on both funding the government through its fiscal year and providing various forms of relief to individuals and businesses in response to economic hardship caused by the on-going coronavirus pandemic. Below is a...

Listen to the podcast What will happen to your bitcoin when you’re gone? Do you know who will be able to access to your email, social media accounts, online subscriptions and memberships, rewards points, and other digital assets such as your online dating profile?  We live in an increasingly digital world. And as many of us have become more dependent on technology in our day-to-day...

This is the final blog in a three-part series that focuses on the practical side of aging wisely. Part 1: Four practical steps you can take to ensure your estate plan is effective Part 2: Are you concerned about cognitive decline in you or a loved one? Three action items to help plan for the path of inevitable change Healthcare: It’s an insurance system, the medical professionals you...

Listen to the podcast Do you have tangible things in your life that you want to protect? Do you want peace of mind, knowing that you’ll be able to recover from a loss if the unexpected happens and that you’ll be able to rebuild your life? If you’re like a lot of young adults, you’ve worked hard to build a solid financial foundation and it is only natural to want to protect everything that...

This is the second blog in a three-part series that focuses on the practical side of aging wisely. Part 1: Four practical steps you can take to ensure your estate plan is effective There is an unprecedented generational neurological crisis in the United States. Whether it’s mild dementia or more fully developed Alzheimer’s disease, an aging population is presenting new challenges to...

Listen to the podcast Life insurance is one of the easiest ways to ensure that you’ll be able to provide for your loved ones after death. The right life insurance policy can be an important financial planning tool that gives you peace of mind by helping you protect the life you’re building, and perhaps more importantly, the people in it. What is life insurance? Life insurance is a contract...

This is the first blog in a three-part series that focuses on fiduciary considerations for grantors, beneficiaries and trustees of trusts. Like other sound financial management and stewardship tactics, trusts are about planning for the future and planning for the ones you love. While you may think of trusts primarily as a part of planning for what happens to your wealth when you die, you may...

Fraud is rising at an alarming rate. Scammers are quick to leverage the latest technologies to deceive consumers and are becoming more creative and sophisticated with their deceptions. In addition, COVID-19 has played a significant role in the dramatic growth in scams and fraudulent activity. The pandemic has resulted in varying degrees of challenges for consumers and businesses....

Year-end is typically when many people start thinking about taxes. But waiting until the year is over may result in a scramble or the inability to implement certain time-sensitive strategies, which can make tax planning less effective. Often, people look back on the previous years’ filings and think of all the things that could have been done differently to help lessen their tax bill. Taking...

This is the fourth blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 2: Considering whether life insurance fits within your wealth plan Read part 3: Flexible gifting for possible tax reform Many individuals accomplished significant wealth planning in 2020 and earlier by...

This is the third blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 2: Considering whether life insurance fits within your wealth plan Read part 4: Four planning ideas that can help further your wealth planning goals If you are contemplating making a gift this year to take...

Listen to the podcast People often engage in charitable giving because they feel strongly about a specific cause and want to make a difference. There are many ways to be philanthropic and help a cause or organization, whether it is in your local community or in another country. No matter how or what you decide to give, from a financial standpoint, charitable giving can be an important part of...

This is the second blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 3: Flexible gifting for possible tax reform Read part 4: Four planning ideas that can help further your wealth planning goals A well-constructed and comprehensive wealth management plan involves the...

This is the first blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 2: Considering whether life insurance fits within your wealth plan Read part 3: Flexible gifting for possible tax reform Read part 4: Four planning ideas that can help further your wealth planning goals 2020 was a year of significant wealth transfer for many families...

Listen to the podcast An integral function of most estate plans is the transfer of wealth to future generations. But rather than waiting until death to transfer assets, there may be tax benefits to giving while you’re living.   If you have sufficient wealth to cover your needs and then some, a lifetime gifting strategy could make sense from an estate and tax planning perspective, as well...

On December 27, 2020, President Trump signed the Consolidated Appropriations Act, 2021 (CAA)[1] into law. The CAA incorporates several pieces of legislation and is focused on both funding the government through its fiscal year and providing various forms of relief to individuals and businesses in response to economic hardship caused by the on-going coronavirus pandemic. Below is a...

Listen to the podcast What will happen to your bitcoin when you’re gone? Do you know who will be able to access to your email, social media accounts, online subscriptions and memberships, rewards points, and other digital assets such as your online dating profile?  We live in an increasingly digital world. And as many of us have become more dependent on technology in our day-to-day...

This is the final blog in a three-part series that focuses on the practical side of aging wisely. Part 1: Four practical steps you can take to ensure your estate plan is effective Part 2: Are you concerned about cognitive decline in you or a loved one? Three action items to help plan for the path of inevitable change Healthcare: It’s an insurance system, the medical professionals you...

Listen to the podcast Do you have tangible things in your life that you want to protect? Do you want peace of mind, knowing that you’ll be able to recover from a loss if the unexpected happens and that you’ll be able to rebuild your life? If you’re like a lot of young adults, you’ve worked hard to build a solid financial foundation and it is only natural to want to protect everything that...

This is the second blog in a three-part series that focuses on the practical side of aging wisely. Part 1: Four practical steps you can take to ensure your estate plan is effective There is an unprecedented generational neurological crisis in the United States. Whether it’s mild dementia or more fully developed Alzheimer’s disease, an aging population is presenting new challenges to...

Listen to the podcast Life insurance is one of the easiest ways to ensure that you’ll be able to provide for your loved ones after death. The right life insurance policy can be an important financial planning tool that gives you peace of mind by helping you protect the life you’re building, and perhaps more importantly, the people in it. What is life insurance? Life insurance is a contract...

This is the first blog in a three-part series that focuses on fiduciary considerations for grantors, beneficiaries and trustees of trusts. Like other sound financial management and stewardship tactics, trusts are about planning for the future and planning for the ones you love. While you may think of trusts primarily as a part of planning for what happens to your wealth when you die, you may...

Fraud is rising at an alarming rate. Scammers are quick to leverage the latest technologies to deceive consumers and are becoming more creative and sophisticated with their deceptions. In addition, COVID-19 has played a significant role in the dramatic growth in scams and fraudulent activity. The pandemic has resulted in varying degrees of challenges for consumers and businesses....

Year-end is typically when many people start thinking about taxes. But waiting until the year is over may result in a scramble or the inability to implement certain time-sensitive strategies, which can make tax planning less effective. Often, people look back on the previous years’ filings and think of all the things that could have been done differently to help lessen their tax bill. Taking...

This is the fourth blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 2: Considering whether life insurance fits within your wealth plan Read part 3: Flexible gifting for possible tax reform Many individuals accomplished significant wealth planning in 2020 and earlier by...

This is the third blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 2: Considering whether life insurance fits within your wealth plan Read part 4: Four planning ideas that can help further your wealth planning goals If you are contemplating making a gift this year to take...

Listen to the podcast People often engage in charitable giving because they feel strongly about a specific cause and want to make a difference. There are many ways to be philanthropic and help a cause or organization, whether it is in your local community or in another country. No matter how or what you decide to give, from a financial standpoint, charitable giving can be an important part of...

This is the second blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 3: Flexible gifting for possible tax reform Read part 4: Four planning ideas that can help further your wealth planning goals A well-constructed and comprehensive wealth management plan involves the...

This is the first blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 2: Considering whether life insurance fits within your wealth plan Read part 3: Flexible gifting for possible tax reform Read part 4: Four planning ideas that can help further your wealth planning goals 2020 was a year of significant wealth transfer for many families...

Listen to the podcast An integral function of most estate plans is the transfer of wealth to future generations. But rather than waiting until death to transfer assets, there may be tax benefits to giving while you’re living.   If you have sufficient wealth to cover your needs and then some, a lifetime gifting strategy could make sense from an estate and tax planning perspective, as well...

On December 27, 2020, President Trump signed the Consolidated Appropriations Act, 2021 (CAA)[1] into law. The CAA incorporates several pieces of legislation and is focused on both funding the government through its fiscal year and providing various forms of relief to individuals and businesses in response to economic hardship caused by the on-going coronavirus pandemic. Below is a...

Listen to the podcast What will happen to your bitcoin when you’re gone? Do you know who will be able to access to your email, social media accounts, online subscriptions and memberships, rewards points, and other digital assets such as your online dating profile?  We live in an increasingly digital world. And as many of us have become more dependent on technology in our day-to-day...

This is the final blog in a three-part series that focuses on the practical side of aging wisely. Part 1: Four practical steps you can take to ensure your estate plan is effective Part 2: Are you concerned about cognitive decline in you or a loved one? Three action items to help plan for the path of inevitable change Healthcare: It’s an insurance system, the medical professionals you...

Listen to the podcast Do you have tangible things in your life that you want to protect? Do you want peace of mind, knowing that you’ll be able to recover from a loss if the unexpected happens and that you’ll be able to rebuild your life? If you’re like a lot of young adults, you’ve worked hard to build a solid financial foundation and it is only natural to want to protect everything that...

This is the second blog in a three-part series that focuses on the practical side of aging wisely. Part 1: Four practical steps you can take to ensure your estate plan is effective There is an unprecedented generational neurological crisis in the United States. Whether it’s mild dementia or more fully developed Alzheimer’s disease, an aging population is presenting new challenges to...

Listen to the podcast Life insurance is one of the easiest ways to ensure that you’ll be able to provide for your loved ones after death. The right life insurance policy can be an important financial planning tool that gives you peace of mind by helping you protect the life you’re building, and perhaps more importantly, the people in it. What is life insurance? Life insurance is a contract...

This is the first blog in a three-part series that focuses on fiduciary considerations for grantors, beneficiaries and trustees of trusts. Like other sound financial management and stewardship tactics, trusts are about planning for the future and planning for the ones you love. While you may think of trusts primarily as a part of planning for what happens to your wealth when you die, you may...

Fraud is rising at an alarming rate. Scammers are quick to leverage the latest technologies to deceive consumers and are becoming more creative and sophisticated with their deceptions. In addition, COVID-19 has played a significant role in the dramatic growth in scams and fraudulent activity. The pandemic has resulted in varying degrees of challenges for consumers and businesses....

Year-end is typically when many people start thinking about taxes. But waiting until the year is over may result in a scramble or the inability to implement certain time-sensitive strategies, which can make tax planning less effective. Often, people look back on the previous years’ filings and think of all the things that could have been done differently to help lessen their tax bill. Taking...

This is the fourth blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 2: Considering whether life insurance fits within your wealth plan Read part 3: Flexible gifting for possible tax reform Many individuals accomplished significant wealth planning in 2020 and earlier by...

This is the third blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 2: Considering whether life insurance fits within your wealth plan Read part 4: Four planning ideas that can help further your wealth planning goals If you are contemplating making a gift this year to take...

Listen to the podcast People often engage in charitable giving because they feel strongly about a specific cause and want to make a difference. There are many ways to be philanthropic and help a cause or organization, whether it is in your local community or in another country. No matter how or what you decide to give, from a financial standpoint, charitable giving can be an important part of...

This is the second blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 1: Is uncertainty preventing you from planning? Read part 3: Flexible gifting for possible tax reform Read part 4: Four planning ideas that can help further your wealth planning goals A well-constructed and comprehensive wealth management plan involves the...

This is the first blog in a four-part series that focuses on purposeful planning this year amidst some uncertainty. Read part 2: Considering whether life insurance fits within your wealth plan Read part 3: Flexible gifting for possible tax reform Read part 4: Four planning ideas that can help further your wealth planning goals 2020 was a year of significant wealth transfer for many families...

Listen to the podcast An integral function of most estate plans is the transfer of wealth to future generations. But rather than waiting until death to transfer assets, there may be tax benefits to giving while you’re living.   If you have sufficient wealth to cover your needs and then some, a lifetime gifting strategy could make sense from an estate and tax planning perspective, as well...

On December 27, 2020, President Trump signed the Consolidated Appropriations Act, 2021 (CAA)[1] into law. The CAA incorporates several pieces of legislation and is focused on both funding the government through its fiscal year and providing various forms of relief to individuals and businesses in response to economic hardship caused by the on-going coronavirus pandemic. Below is a...

Listen to the podcast What will happen to your bitcoin when you’re gone? Do you know who will be able to access to your email, social media accounts, online subscriptions and memberships, rewards points, and other digital assets such as your online dating profile?  We live in an increasingly digital world. And as many of us have become more dependent on technology in our day-to-day...

This is the final blog in a three-part series that focuses on the practical side of aging wisely. Part 1: Four practical steps you can take to ensure your estate plan is effective Part 2: Are you concerned about cognitive decline in you or a loved one? Three action items to help plan for the path of inevitable change Healthcare: It’s an insurance system, the medical professionals you...

Listen to the podcast Do you have tangible things in your life that you want to protect? Do you want peace of mind, knowing that you’ll be able to recover from a loss if the unexpected happens and that you’ll be able to rebuild your life? If you’re like a lot of young adults, you’ve worked hard to build a solid financial foundation and it is only natural to want to protect everything that...

This is the second blog in a three-part series that focuses on the practical side of aging wisely. Part 1: Four practical steps you can take to ensure your estate plan is effective There is an unprecedented generational neurological crisis in the United States. Whether it’s mild dementia or more fully developed Alzheimer’s disease, an aging population is presenting new challenges to...

Listen to the podcast Life insurance is one of the easiest ways to ensure that you’ll be able to provide for your loved ones after death. The right life insurance policy can be an important financial planning tool that gives you peace of mind by helping you protect the life you’re building, and perhaps more importantly, the people in it. What is life insurance? Life insurance is a contract...